AtalayaAtalaya

Untitled property

Llagostera, Girona • House • Ref: #FA90AFFB

€300,000
open_in_newView original listing

Get new bank-owned properties in Llagostera under your budget by email. Free.

Size

106 m²

Price / m²

€2,824

Rooms

4

OccupancyOccupied · type to verify
36
Untitled property — Llagostera
Photo: Altamira
1 / 32

AI visual analysis

Automated analysis · physical condition

32 of 32 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La pintura de la fachada se ve desgastada y con necesidad de mantenimiento.
  • •Exterior: El jardín y las zonas exteriores parecen descuidadas y requieren limpieza y jardinería.
  • •Balcon: La barandilla del balcón muestra signos de envejecimiento.

descriptionDescription

Chalet en Llagostera, Girona. Superficie: 106.24 m², 4 habitaciones, 2 baños. Equipamiento: terraza, garaje, piscina, jardín.

Characteristics

Bathrooms

2

Elevator

No

Terrace

Yes

Parking

Yes

Year built

1982

Pool

Yes

Air conditioning

No

Heating

No

Storage room

No

Garden

Yes

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 106.24 m² but the cadastre records 170 m² (+60%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2713316DG9321S
Cadastral area
170 m²
Year built
1982
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 200 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

36/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
10/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 106.24m² en Llagostera a 2824€/m² (mediana zona 2050€/m², delta +37.8%). Estado Mejorable. Posesión con ocupación a verificar. Zona muy_baja, 199 días en mercado.

warningRisks

  • −Precio +37.8% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Llagostera, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+37.8%Above anchor
Scope
Municipality
Zone median
€2,050 /m²
This asset
€2,824 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+129.4%Above anchor
Scope
Province (MITMA)
Zone median
€1,231 /m²
This asset
€2,824 /m²
Samples
523
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€300,000
Transfer tax (ITP) 10% — Cataluña€30,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,050
Estimated total investment€332,050
Estimated refurbishment (state: mejorable)€42,500 – €74,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
24 Jul 2026
€210,000arrow_forward€300,000-42.86%

Listing intel

SourceAltamira
On the market sinceFeb 2026 (200 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Llagostera by AI score

Casa Independiente en del Bosc
59

Casa Independiente en del Bosc

€368,000

€1,300/m² · 283 m²

View analysisarrow_forward
Chalet en Venta en Cmno Rem Esq.c/seneca, 12
54

Chalet en Venta en Cmno Rem Esq.c/seneca, 12

€460,000

€1,038/m² · 443 m²

View analysisarrow_forward
Calle Miranda
33

Calle Miranda

€95,000

€494/m² · 192.46 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing