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AtalayaAtalaya

Local Comercial en Calle Susana Marcos

Algeciras, CádizRetailRef: #FA518DEA

€51,000
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Size

64 m²

Price / m²

€797

OccupancyVacantDeduced by AI
69
Local Comercial en Calle Susana Marcos — Algeciras
Photo: Hipoges
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad de adquirir este local comercial pendiente de acondicionar perfecto para un espacio de negocio en el que se pueden desarrollar distintas actividades profesionales, con fachada a vía pública en tráfico rodado muy atractivo para la prosperidad de cualquier negocio ubicado en la localidad de Algeciras (Cádiz). Muy bien comunicado por carretera como por la A-7, así como de carreteras interurbanas, lo que facilita los desplazamientos a distintos puntos de la región o del país. Ciudad de tradición marinera, moderna y cosmopolita. De gran riqueza botánica y faunística es el paraje de la Garganta o "canuto" del río de la Miel del parque natural de los Alcornocales, con la cascada de La Chorrera, molinos, o restos de calzada que se usaban como atajos para atravesar la sierra desde la Edad Media. Buena parte de los atractivos turísticos lo constituyen sus playas. Del casco urbano, se extiende hasta la desembocadura del río Palmones. La ciudad, hoy moderna, tiene al puerto, uno de los más importantes de España, como principal núcleo económico. Dispone de todos los servicios públicos o privados necesarios como pequeño comercio de proximidad, supermercados, farmacias, centros educativos y gran oferta en restauración. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Air conditioning

No

Heating

No

Storage room

No

Energy rating

exempt

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
9729043TF7092N

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
Possession
20/20
Retail location
Not assessable
Legal liens
7/15
Zone liquidity
9/15

Local comercial planta unknown de 64.00m² en Algeciras a 797€/m² (mediana zona 721€/m², delta %). libre. Zona baja, inventario reciente (2 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 37 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +IA (confianza media): local comercial pendiente de acondicionar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Algeciras, Cádiz

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+10.5%Above anchor
Scope
Province (MITMA)
Zone median
€721 /m²
This asset
€797 /m²
Samples
37
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€51,000
Transfer tax (ITP) 7% — Andalucía€3,570
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€55,870

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since29 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Algeciras by AI score

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing