AtalayaAtalaya

Calle San Juan, 23

Aspe, Alicante • Apartment · Auction • Ref: #FA347AE7

€301,021
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OccupancyUnconfirmed
38
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

Finca registral 9109 inscrita al tomo 799, libro 215 folio 130 Escritura de constitución de fecha 11.5.2004 otorgada ante el Notario Jorge Hernández Santonja, bajo el número 629 de su protocolo, novada por escritura de fecha 22.9.2004 ante el Notario José María Arviza Valverde, bajo el número 3671 de su protocolo, novada por escritura de fecha 3.10.2008 otorgada ante el Notario D. José Pérez Ballesta bajo el número 1370 de su protocolo, novada en efecha 28.7.2010 ante el Notario Jose Pérez Ballesta bajo el número 958 de su protocolo y novada en fecha 27.7.12 ante el Notario Carlos Javier Llorca Martínez, bajo el número 704 de su protoclo. TIPO DE SUBASTA: 301.021,38 EUROS VIVIENDA NO HABITUAL

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€384,764
Detalle cargasHipoteca a favor de BANCO ESPAÑOL DE CRÉDITO, S.A. por 256509.13 EUR de principal, 23085.82 EUR de intereses remuneratorios, 61562.19 EUR de intereses moratorios, 38476.37 EUR de costas y gastos de ejecución, y 5130.18 EUR de gastos extrajudiciales. Anotación preventiva de embargo a favor de la TESORERÍA GENERAL DE LA SEGURIDAD SOCIAL por 19321.34 EUR.
Hipoteca€365,453
Embargos€19,321
Puja mínima€301,021
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, embargo, afeccion_fiscal
Análisis riesgoLa propiedad tiene una hipoteca y un embargo, pero la hipoteca es de primer rango. La ocupación es desconocida, lo que añade un riesgo moderado. La vivienda es habitual del demandado, lo que podría alargar el proceso de desalojo.

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
4/15
BOE bonus
5/6

Subasta BOE en Aspe a 301,021€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 6 días (inminente).

trending_upStrengths

  • +Subasta inminente: cierre en 6 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Aspe, Aspe, Alicante

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

—
Scope
Municipality
Zone median
€1,265 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€301,021
Transfer tax (ITP) 10% — Comunitat Valenciana€30,102
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,054
Estimated total investment€333,177

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 7 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (13 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing