AtalayaAtalaya

Untitled property

L'ampolla, Tarragona • House • Ref: #FA1EDF36

€325,000
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Size

141 m²

Price / m²

€2,305

Rooms

3

OccupancyOccupied · type to verify
38
Untitled property — L'ampolla
Photo: Altamira
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AI visual analysis

Automated analysis · physical condition

27 of 27 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •El pasillo y las escaleras presentan un buen estado general, con barandillas modernas y paredes limpias.
  • •Los dormitorios tienen paredes blancas y suelos de baldosas en buen estado, con armarios empotrados funcionales.
  • •El exterior y la terraza muestran un mantenimiento adecuado, con zonas verdes y pavimentos limpios.

descriptionDescription

Chalet en L'Ampolla, Tarragona. Superficie: 141 m², 3 habitaciones, 2 baños. Equipamiento: terraza, garaje, piscina, aire acondicionado, calefacción, jardín.

Characteristics

Bathrooms

2

Elevator

No

Terrace

Yes

Parking

Yes

Pool

Yes

Air conditioning

Yes

Heating

Yes

Storage room

No

Garden

Yes

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
5793459CF0159F

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
10/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 141.00m² en L'ampolla a 2305€/m² (mediana zona 1831€/m², delta +25.9%). Buen Estado. Posesión con ocupación a verificar. Zona muy_baja, inventario reciente (38 días).

trending_upStrengths

  • +Estado habitable sin reforma inmediata

warningRisks

  • −Precio +25.9% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

L'ampolla, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+25.9%Above anchor
Scope
Province (MITMA)
Zone median
€1,831 /m²
This asset
€2,305 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+170.5%Above anchor
Scope
Province (MITMA)
Zone median
€852 /m²
This asset
€2,305 /m²
Samples
831
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€325,000
Transfer tax (ITP) 10% — Cataluña€32,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,138
Estimated total investment€359,638

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAltamira
On the market sinceJul 2026 (39 days)
On Atalaya since24 Jul 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing