AtalayaAtalaya

Calle Pedrito Rico

Elda, Alicante • House • Ref: #F9827A01

€31,000
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Size

120 m²

Price / m²

€258

Rooms

1

OccupancyOccupied · no titleDeduced by AI
34
Calle Pedrito Rico — Elda
Photo: Solvia
1 / 33

AI visual analysis

Automated analysis · physical condition

33 of 33 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

Casa para reformar en venta de 1 dormitorio en la zona de Elda, en la provincia de Alicante. Situado en un área residencial del centro comercial de Alicante con todos los servicios, esta luminosa vivienda de segunda mano y de 120 m2 ofrece buenas conexiones tanto por transporte público como privado. Su cercanía al ayuntamiento, el teatro, colegios e institutos, supermercados, parques, el Castillo de Elda, gasolineras y restaurantes la convierten en una propuesta inteligente. La vivienda se divide en dos plantas (planta baja y una primera planta) construida en 1940. Y presenta la siguiente distribución: 120 m2 (97,41 útiles), 1 habitación, salón independiente, baño con ducha, patio interior, un vestidor, cocina, etc. Anteriormente se habilitó su uso como local, por lo que puede invertirse en ella para habilitarla como tal. Además, tiene una proximidad menor a los 20 kilómetros de la playa. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1940

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
2515731XH9621N0001BX
Cadastral area
116 m²
Year built
1940
Cadastral use
Leisure & hospitality

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2358 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

34/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
2/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
13/15

Vivienda de 120.00m² en Elda a 258€/m² (mediana zona 1101€/m², delta -76.6%). Requiere Reforma Integral. Posesión con ocupación irregular. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -76.6% frente a la mediana zonal (1101€/m²)

warningRisks

  • −IA detectó: El inmueble se encuentra ocupado ilegalmente por terceros
  • −2356 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Elda, Alicante

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-76.6%Strong opportunity
Scope
Municipality
Zone median
€1,101 /m²
This asset
€258 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-37.4%Strong opportunity
Scope
Postal code
Zone median
€412 /m²
This asset
€258 /m²
Samples
39
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€31,000
Transfer tax (ITP) 10% — Comunitat Valenciana€3,100
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€35,400

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMar 2020 (2358 days)
On Atalaya since12 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing