AtalayaAtalaya

Calle Marango, s/n

Cartagena, Murcia • Other • Ref: #F88ADB31

€27,700
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Size

64 m²

Price / m²

€432

OccupancyVacant
49
Calle Marango, s/n — Cartagena
Photo: sareb
1 / 13

AI visual analysis

Automated analysis · physical condition

13 of 13 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Las fotos muestran una obra en curso con escombros y materiales de construcción.
  • •Se aprecian instalaciones de tuberías y cableado expuestas en el techo y las paredes.
  • •Las paredes de ladrillo visto y el techo de hormigón sin acabar indican un estado de reforma.

descriptionDescription

Local comercial en Cartagena, Murcia. Con una superficie de 64 m² construidos, ideal para actividad comercial o profesional. Se encuentra en una zona residencial de Cartagena. El entorno ofrece buena visibilidad y accesibilidad para clientes. Cuenta con fácil acceso a Paseo de Alfonso XIII, Avenida Nueva Cartagena y RM-332. La zona dispone de una amplia oferta de servicios, incluyendo centros de salud, farmacias y espacios deportivos que complementan la vida diaria de los residentes. El entorno se caracteriza por su tranquilidad y por la presencia de zonas verdes y parques que invitan al paseo y al descanso al aire libre. La ubicación estratégica permite disfrutar de una excelente relación entre vida urbana y naturaleza, con múltiples opciones de ocio y cultura en las proximidades. Además, la zona cuenta con una buena red de transporte público que facilita la movilidad y el acceso a las principales áreas de interés de la región.

Characteristics

Elevator

No

Terrace

No

Parking

No

Year built

2009

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
8337231XG7683N0002FL
Cadastral area
64 m²
Year built
2009
Cadastral use
Commercial

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 993 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 64.00m² en Cartagena a 432€/m² (mediana zona 2455€/m², delta -82.4%). Requiere Reforma Integral. Posesión libre. Zona media, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -82.4% frente a la mediana zonal (2455€/m²)
  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • −992 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cartagena, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-82.4%Strong opportunity
Scope
Municipality
Zone median
€2,455 /m²
This asset
€432 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+23.8%Above anchor
Scope
Postal code
Zone median
€349 /m²
This asset
€432 /m²
Samples
7
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€27,700
Transfer tax (ITP) 8% — Murcia€2,216
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€31,216

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceDec 2023 (993 days)
On Atalaya since15 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing