AtalayaAtalaya

Calle Vergara

Getafe, Madrid • Apartment • Ref: #F8559646

€259,000
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Size

57 m²

Price / m²

€4,572

Rooms

3

OccupancyVacant
48
Calle Vergara — Getafe
Photo: Solvia
1 / 16

AI visual analysis

Automated analysis · physical condition

16 of 16 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: El salón presenta paredes con pintura en tonos amarillos y un suelo de parquet en buen estado, aunque la puerta de entrada está apoyada en la pared, indicando que no está instalada.
  • •Dormitorio: Los dormitorios tienen paredes con papel pintado a rayas y armarios empotrados, pero el papel pintado está desgastado y las paredes necesitan una nueva capa de pintura.
  • •Exterior: La fachada del edificio es de ladrillo visto y se encuentra en buen estado general, con balcones y ventanas con persianas.

descriptionDescription

Piso de 57 m² ubicado en Getafe, Madrid. Se trata de un piso de 57 m² distribuidos en salón-comedor, 3 dormitorios y 1 baño. El piso se sitúa en el núcleo urbano de Getafe, contando con buenos accesos a través de la autovía A-42 y la carretera M-406. Dispone de comunicaciones públicas mediante varias líneas de autobús urbano e interurbano, así como estaciones de tren de cercanías y metro situadas a corta distancia. En la zona existen servicios disponibles como supermercados, restaurantes, instalaciones deportivas, centros educativos y oficinas bancarias, además de otros negocios comerciales. El Hospital Universitario de Getafe se encuentra a pocos minutos. El Centro Comercial Getafe 3 es un punto de interés cercano, al igual que diversas zonas de ocio y recreo de la localidad. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1975

Air conditioning

No

Heating

Yes

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 56.65 m² but the cadastre records 99 m² (+75%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8023101VK3672S0004XJ
Cadastral area
99 m²
Year built
1972
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 769 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

48/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
6/15

Vivienda de 56.65m² en Getafe a 4572€/m² (mediana zona 3245€/m², delta +40.9%). Estado Mejorable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Precio +40.9% por encima de mediana zonal
  • −767 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Getafe, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+40.9%Above anchor
Scope
Municipality
Zone median
€3,245 /m²
This asset
€4,572 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+24.2%Above anchor
Scope
Postal code
Zone median
€3,680 /m²
This asset
€4,572 /m²
Samples
6
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€259,000
Transfer tax (ITP) 6% — Madrid€15,540
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€907
Estimated total investment€276,447
Estimated refurbishment (state: mejorable)€22,500 – €39,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
1 Jul 2026
€275,000arrow_forward€259,000-5.82%

Listing intel

SourceSolvia
On the market sinceJul 2024 (769 days)
On Atalaya since12 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing