AtalayaAtalaya

Calle Historiador Jaén Morente

Fátima, Córdoba • Apartment • Ref: #F651DB1B

€127,900-30% vs area market
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Size

80 m²

Price / m²

€1,607

Rooms

3

OccupancyVacant
67
Calle Historiador Jaén Morente — Fátima, Córdoba
Photo: Solvia
1 / 13

AI visual analysis

Automated analysis · physical condition

13 of 13 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto cuidado, con ladrillo visto y balcones.
  • •Salon: El salón tiene suelos de gres y paredes blancas, con una puerta de acceso a un balcón.
  • •Cocina: La cocina está equipada con muebles de madera y encimera, aunque se ve algo anticuada.
  • •Dormitorio: Los dormitorios tienen suelos de gres y paredes blancas, con ventanas que dan al exterior.

descriptionDescription

Piso de 80 m² ubicado en Córdoba. Se trata de un piso de 80 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baño. El piso se sitúa en el barrio de Fátima, dentro del núcleo urbano de Córdoba, teniendo buenos accesos por la A-4 y la CO-32. Dispone de comunicación mediante varias líneas de autobús urbano, con paradas próximas y conexiones con distintos puntos de la ciudad, así como con la estación de tren de Córdoba. En la zona podemos encontrar servicios como supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y otros comercios. Cerca del inmueble se encuentran el Centro de Salud de Fátima y, a pocos minutos, el Hospital Universitario Reina Sofía. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1973

Energy rating

G

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
5762101UG4956S0009ZD
Cadastral area
72 m²
Year built
1973
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

67/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 79.60m² en Córdoba a 1607€/m² (mediana zona 2297€/m², delta -30.0%). Estado Mejorable. Posesión libre. Zona baja, inventario reciente (41 días).

trending_upStrengths

  • +Descuento del -30.0% frente a la mediana zonal (2297€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Fátima, Córdoba, Córdoba

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-30.0%Strong opportunity
Scope
Municipality
Zone median
€2,297 /m²
This asset
€1,607 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+111.2%Above anchor
Scope
Postal code
Zone median
€761 /m²
This asset
€1,607 /m²
Samples
15
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€127,900
Transfer tax (ITP) 7% — Andalucía€8,953
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€448
Estimated total investment€138,301
Estimated refurbishment (state: mejorable)€32,000 – €55,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2026 (42 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing