Calle Baño Viñales, 13

Urb Lagos Azules, Pinseque, Zaragoza • Land • Ref: #F54E99A8

€675,000

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Size

4423 m²

OccupancyVacant

Calle Baño Viñales, 13 — Urb Lagos Azules, Pinseque

Photo: sareb

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AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Obra parada en la población de Pinseque, mas concretamente junto a la Urb Lagos Azules. Se trata de un conjunto de 23 viviendas unifamiliares compuesta por viviendas adosadas, pareadas y aisladas,. El avance de obra actual es de un 42%. La superficie total construida es de 11.174 m2. Urbanización sin finalizar.

Characteristics

Elevator

Terrace

Parking

Pool

Air conditioning

Heating

Storage room

Garden

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.

1608501XM6210N0001SB

Cadastral use

Urbanization works · undeveloped land

routeHow to buy this asset from the bank

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1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2036 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
check_box_outline_blankCommunity-debt certificate and approved special levies.
check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta: —
Possession: 20/20
Zoning: 15/25
Legal liens: 10/15
Zone liquidity: 6/15

Suelo urbanizable (unknown) de 4423.00m² en Pinseque a ?€/m². Sin referencia zonal. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

+Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

−Sin referencia zonal específica para land en esta zona
−2035 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Urb Lagos Azules, Pinseque, Zaragoza

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+75.4%Above anchor

Scope: Province (MITMA)
Zone median: €87 /m²
This asset: €153 /m²
Samples: 250
Source: Atalaya (bank inventory)

Estimated acquisition costs

Asset price€675,000

Transfer tax (ITP) 8% — Aragón€54,000

Notary (est.)€1,013

Land Registry (est.)€675

Admin agency (est.)€2,363

Estimated total investment€733,051

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda

On the market sinceFeb 2021 (2036 days)

On Atalaya since26 Jun 2026

€99,000

€170/m² · 581 m²

View analysisarrow_forward

Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing