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AtalayaAtalaya

Calle De Lupiana

Horche, GuadalajaraLandRef: #F385012C

€81,340
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Size

2937 m²

Price / m²

€28

OccupancyVacant
72
Calle De Lupiana — Horche
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Suelo urbanizable de 2936,75 m² ubicado en Horche, Guadalajara. Se trata de un suelo urbanizable de 2936,75 m² que admite una edificabilidad aproximada de 4079,18 m²t, con uso principal residencial, para la construcción de un edificio plurifamiliar. El activo se sitúa en una zona de expansión del municipio, en el entorno del sector urbanístico 13, integrado en la periferia consolidada de Horche y bien conectado con el núcleo urbano. Dispone de buenos accesos por carretera a través de la CM-101, que enlaza directamente con Guadalajara, y con rápida conexión a la A-2, principal eje de comunicación con Madrid y el Corredor del Henares. En cuanto a transporte público, Horche cuenta con líneas de autobús interurbano que comunican de forma regular con Guadalajara, donde se encuentra la estación de tren de Cercanías Renfe (línea C-2) y servicios ferroviarios de media distancia. La cercanía a Guadalajara permite además un acceso cómodo a su red de servicios y comunicaciones. En el entorno inmediato del activo se localizan servicios esenciales como supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y otros comercios de proximidad, lo que garantiza una adecuada cobertura para futuros desarrollos residenciales. Dentro de la propia localidad destacan el Centro de Salud de Horche, zonas verdes y espacios de esparcimiento, así como elementos de interés local como la Iglesia de la Asunción de Nuestra Señora, uno de los principales referentes patrimoniales del municipio. La ubicación combina un entorno tranquilo con la proximidad a servicios clave, reforzando el atractivo del suelo para proyectos de inversión. Con nuestros servicios podrá encontrar el suelo urbanizable que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
4409510VK9940N0001AQ
Cadastral use
Urbanization works · undeveloped land

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 223 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

72/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Zoning
15/25
Legal liens
10/15
Zone liquidity
15/15

Suelo urbanizable (uso unknown) de 2936.75m² en Horche a 28€/m² (mediana zona 33€/m², delta -15.2%). Posesión libre. Zona media, 220 días en mercado.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Horche, Guadalajara

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+115.4%Above anchor
Scope
City
Zone median
€13 /m²
This asset
€28 /m²
Samples
106
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€81,340
Transfer tax (ITP) 9% — Castilla-La Mancha€7,321
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€89,961

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJan 2026 (223 days)
On Atalaya since30 Aug 2026
Last updated30 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing