AtalayaAtalaya

Calle Quico y Maldonado

Águilas, Murcia • Apartment • Ref: #F15303D7

€80,000
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Size

106 m²

Price / m²

€753

Rooms

4

OccupancyOccupied · no titleDeduced by AI
63
Calle Quico y Maldonado — Águilas
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada del edificio presenta un aspecto general aceptable, aunque se aprecian algunas manchas y suciedad.
  • •Exterior: Los balcones tienen barandillas metálicas que parecen estar en buen estado, pero las persianas de las ventanas muestran signos de uso y desgaste.

descriptionDescription

Piso de 106 m², de 4 dormitorios y 2 baños, en venta en Águilas, Murcia. Se trata de un piso de 106 m² distribuidos en salón-comedor, cocina, 4 dormitorios y 2 baños. La vivienda se sitúa en el núcleo de la población, teniendo buenos accesos por carretera. También ofrece conexión por transporte público al estar cerca de varias paradas de autobús y de la estación de tren. En la población podemos encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias, otros negocios comerciales, etc. A pocos minutos del puerto deportivo y de la playa. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

1983

Pool

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 106.2 m² but the cadastre records 126 m² (+19%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
5318402XG2451G0007LY
Cadastral area
126 m²
Year built
1983
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 5169 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

63/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
2/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 106.20m² en Águilas a 753€/m² (mediana zona 2250€/m², delta -66.5%). Estado Mejorable. Posesión con ocupación irregular. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -66.5% frente a la mediana zonal (2250€/m²)

warningRisks

  • −IA detectó: ocupado por persona sin justo título
  • −5167 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Águilas, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-66.5%Strong opportunity
Scope
Municipality
Zone median
€2,250 /m²
This asset
€753 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+15.5%Above anchor
Scope
Postal code
Zone median
€652 /m²
This asset
€753 /m²
Samples
19
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€80,000
Transfer tax (ITP) 8% — Murcia€6,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€87,700
Estimated refurbishment (state: mejorable)€42,500 – €74,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2012 (5169 days)
On Atalaya since19 Aug 2026
Last updated29 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing