AtalayaAtalaya

Calle Credit Balear

Son Gibert, Palma de Mallorca, Illes Balears • Apartment · Auction • Ref: #EF2F7411

€175,000-51% vs area market
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Size

69 m²

Price / m²

€2,536

Rooms

1

OccupancyVacant
72
Calle Credit Balear — Son Gibert, Palma de Mallorca
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La cocina presenta muebles antiguos y falta la placa de cocción, lo que indica necesidad de actualización.
  • •Los dormitorios y el salón tienen suelos de baldosas y paredes blancas, con un aspecto funcional pero sin modernizar.
  • •El exterior del edificio se ve en buen estado general, con balcones y fachadas limpias.

descriptionDescription

Piso de 69 m² ubicado en Palma, Illes Balears. Se trata de un piso de 69 m² distribuidos en salón-comedor, cocina, 1 dormitorio y 1 baño. Tiene el uso exclusivo de una terraza en su parte posterior. Se sitúa en el barrio de Son Gibert, en el núcleo urbano de Palma, con acceso próximo a la vía de cintura Ma-20 y conexiones con la Ma-19. La zona dispone de servicio de autobús urbano de la EMT Palma. En el entorno se encuentran supermercados, centros educativos, instalaciones deportivas, restauración, entidades bancarias y comercios. Cerca del inmueble se localiza el Hospital Universitario Son Llàtzer. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

2002

Energy rating

G

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
2820013DD7822B0063YL
Cadastral area
69 m²
Year built
2002
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

72/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
14/25
Legal liens
4/15
Zone liquidity
8/15

Vivienda de 69.00m² en Palma de Mallorca a 2536€/m² (mediana zona 5152€/m², delta -50.8%). Estado Mejorable. Posesión libre. Zona muy_baja, inventario reciente (10 días).

trending_upStrengths

  • +Descuento del -50.8% frente a la mediana zonal (5152€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Son Gibert, Palma de Mallorca, Illes Balears

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-50.8%Strong opportunity
Scope
Municipality
Zone median
€5,152 /m²
This asset
€2,536 /m²
Period
abril 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€175,000
Transfer tax (ITP) 8% — Illes Balears€14,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€613
Estimated total investment€190,613
Estimated refurbishment (state: mejorable)€27,500 – €48,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 3 September 2026 at 18:00

Listing intel

SourceSolvia
On the market sinceAug 2026 (12 days)
On Atalaya since21 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing