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Casa en Venta en Calle San Vicente Casa Benito,35

Savinao O, Lugo • House • Ref: #EF104116

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Size

153 m²

OccupancyUnconfirmed
18
Casa en Venta en Calle San Vicente Casa Benito,35 — Savinao O
Photo: Diglo

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Derelict

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un deterioro severo con desprendimientos de revoque y exposición de la mampostería.
  • •Exterior: Las ventanas están rotas y sin cristales, y hay vegetación creciendo en la pared.
  • •Exterior: La estructura de madera sobre la puerta de garaje está muy deteriorada.

descriptionDescription

Excelente oportunidad para adquirir una vivienda en venta en la localidad de O Saviñao en Lugo. No dejes pasar esta gran ocasión de adquirir en propiedad esta vivienda con una superficie de 153 m². Además, la ubicación de esta Vivienda es perfecta para aquellos que buscan un estilo de vida tranquilo, sin renunciar a la proximidad a la ciudad. O Saviñao se encuentra a pocos minutos de todo los servicios necesarios, lo que te permitirá disfrutar de ellos en cualquier momento. Si quieres ampliar información catastral consulta en catastro con la siguiente referencia 000700600PH12C0001ZA. ¿Te gustaría tener más información? No dudes en ponerte en contacto con nosotros. Visita sin compromiso, sin comisiones de intermediación. Más información rellenando el formulario de contacto. En Diglo estaremos encantados de atenderte. Este inmueble se encuentra en estado de ruina, no siendo posible su ocupación, , debiendo tomarse las precauciones que correspondan en caso de acceso al mismo. El comprador deberá asumir los costes de acceso y rehabilitación así como los costes derivados Otras características Planta PB Calificación Energética EXONERACION

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 153 m² but the cadastre records 191 m² (+25%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
000700600PH12C0001ZA
Cadastral area
191 m²
Year built
1880
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

18/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
0/25
Legal liens
7/15
Zone liquidity
Not assessable
—

Vivienda de 153.00m² en Savinao O a ?€/m² (mediana zona 1082€/m², delta %). En Ruina. Posesión desconocida. Zona muy_baja sin fecha de publicación fiable.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Savinao O, Lugo

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

—
Scope
Province (MITMA)
Zone median
€1,082 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

vs other bank assets

No reference available for this area and asset type.

Listing intel

SourceDiglo
On Atalaya since25 Aug 2026
Last updated25 Aug 2026

Aggregated data from public sources and servicer Diglo. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing