AtalayaAtalaya

Calle Pianista Adolfo Olivares Soto, s/n

Águilas, Murcia • Apartment • Ref: #ED96E039

€37,720
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Size

95 m²

Price / m²

€397

Rooms

3

OccupancyUnconfirmed
45
Calle Pianista Adolfo Olivares Soto, s/n — Águilas
Photo: holapisos

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La imagen proporcionada es un mapa y no permite evaluar el estado físico de la propiedad.
  • •No se pueden identificar habitaciones ni elementos de la vivienda.

descriptionDescription

Piso en áGuilas, Murcia, idóneo para familias. El inmueble cuenta con una superficie de 95 m² construidos distribuidos en tres habitaciones, salón-comedor, cocina y dos aseos. Localizado en el corazón de áGuilas a escasos minutos de Real Casino de Murcia, Jardín de Floridablanca y Puente de los Peligros, en sus alrededores encontramos el HLA Hospital La Vega, la Universidad de Murcia, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos y varias paradas de autobús. Cuenta con fácil acceso a N-340.

Characteristics

Bathrooms

2

Floor

3

Elevator

No

Terrace

No

Parking

No

Year built

1970

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 95 m² but the cadastre records 71 m² (-25%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
5418902XG2451G0013AO
Cadastral area
71 m²
Year built
1970
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 886 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

45/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 95.00m² en Águilas a 397€/m² (mediana zona 2250€/m², delta -82.4%). Estado Mejorable. Posesión desconocida. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -82.4% frente a la mediana zonal (2250€/m²)

warningRisks

  • −884 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Águilas, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-82.4%Strong opportunity
Scope
Municipality
Zone median
€2,250 /m²
This asset
€397 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-40.9%Strong opportunity
Scope
Postal code
Zone median
€672 /m²
This asset
€397 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€37,720
Transfer tax (ITP) 8% — Murcia€3,018
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€42,038
Estimated refurbishment (state: mejorable)€38,000 – €66,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceMar 2024 (886 days)
On Atalaya since9 May 2026
Last updated30 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing