AtalayaAtalaya

Calle Sierra Nevada

Montserrat, Reus, Tarragona • Apartment • Ref: #EA5DE625

€71,000-39% vs area market
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Size

66 m²

Price / m²

€1,084

Rooms

3

OccupancyUnconfirmed
67
Calle Sierra Nevada — Montserrat, Reus
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un aspecto envejecido con desconchones y suciedad en la pintura.
  • •Balcones: Los balcones tienen barandillas de hierro forjado con signos de óxido y suciedad.
  • •Exterior: La parte inferior de la fachada tiene azulejos que parecen antiguos y desgastados.
  • •Garaje: La puerta del garaje es de persiana metálica y se ve funcional, aunque el entorno general es de descuido.

descriptionDescription

iso de 63 m² ubicado en Reus, Tarragona. Se trata de un piso de 63 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baño. Piso situado en el barrio Montserrat, con accesos próximos a la carretera C-14 y a la autovía T-11, que conectan con otras localidades de la zona. El barrio dispone de servicios de autobús urbano e interurbano que facilitan los desplazamientos dentro de Reus y hacia localidades cercanas. En el entorno se pueden encontrar supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. Cerca del Hospital Universitario Sant Joan de Reus y a pocos minutos del centro comercial La Fira. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble ha sido adquirido a través de un procedimiento judicial (concursal o hipotecario) por el vendedor, el cual no ha tomado todavía posesión del mismo. Se recomienda que el comprador obtenga asesoramiento profesional antes de adoptar la decisión de compra.

Characteristics

Bathrooms

1

Year built

1964

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
2254711CF4525C0005AT
Cadastral area
59 m²
Year built
1964
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

67/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 65.50m² en Reus a 1084€/m² (mediana zona 1779€/m², delta -39.1%). Estado Mejorable. Posesión desconocida. Zona media, inventario reciente (52 días).

trending_upStrengths

  • +Descuento del -39.1% frente a la mediana zonal (1779€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Montserrat, Reus, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-39.1%Strong opportunity
Scope
Municipality
Zone median
€1,779 /m²
This asset
€1,084 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+0.5%In line
Scope
Postal code
Zone median
€1,079 /m²
This asset
€1,084 /m²
Samples
42
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€71,000
Transfer tax (ITP) 10% — Cataluña€7,100
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€79,400
Estimated refurbishment (state: mejorable)€26,000 – €46,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2026 (55 days)
On Atalaya since8 Aug 2026
Last updated29 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing