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Piso en Arenas de Iguña

Arenas de Iguña, Cantabria • Apartment • Ref: #E75F525B

€33,000-96% vs area market
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Size

360 m²

Price / m²

€92

Rooms

3

OccupancyUnconfirmed
25
Piso en Arenas de Iguña — Arenas de Iguña
Photo: Hipoges
1 / 19

AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad de adquirir en propiedad esta vivienda ubicada en la localidad de Arenas de Iguña, provincia de Cantabria. Estado interior para reformar. Este encantador pueblo ubicado en un entorno natural impresionante es el lugar perfecto para aquellos que buscan tranquilidad y contacto con la naturaleza, sin renunciar a la comodidad de tener todas las facilidades a mano. La vivienda que te presentamos es una gran oportunidad para los amantes de las reformas, ya que se trata de una casa con mucho potencial que te permitirá diseñar y construir la casa de tus sueños en un entorno privilegiado. Además, la vivienda se encuentra en una ubicación privilegiada, cerca de todos los servicios y a solo unos minutos en coche de la playa y de las principales atracciones turísticas de la zona. En cuanto a los accesos, se puede llegar a Arenas de Iguña a través de la Autovía A-67. El municipio cuenta con una estación de tren en la línea de FEVE, que une Santander y Bilbao. A tan sólo 45 km de Santander. Por lo tanto la vivienda disfruta de un entorno tranquilo y natural, pero sin renunciar a todos los servicios, equipamientos y atractivos necesarios para una gran calidad de vida. Sus accesos, comunicaciones y transportes harán que tengas todo a tu alcance. No lo dudes, invertir en el inmueble que te ofrecemos será una apuesta segura. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra... tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Floor

2

Elevator

No

Terrace

No

Parking

Yes

Year built

1911

Pool

No

Air conditioning

No

Heating

No

Storage room

Yes

Garden

No

Energy rating

exempt

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 360 m² but the cadastre records 402 m² (+12%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4922702VN1842S
Cadastral area
402 m²
Year built
1922
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

25/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 360.00m² en Arenas de Iguña a 92€/m² (mediana zona 2154€/m², delta %). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja sin fecha de publicación fiable.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Arenas de Iguña, Cantabria

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-95.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€2,154 /m²
This asset
€92 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-91.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,129 /m²
This asset
€92 /m²
Samples
132
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€33,000
Transfer tax (ITP) 10% — Cantabria€3,300
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€37,600

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing