AtalayaAtalaya

Calle Cádiz

Roche, Conil de la Frontera, Cádiz • Apartment • Ref: #E707603D

€200,100
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Size

89 m²

Price / m²

€2,248

Rooms

3

OccupancyOccupied · type to verify
30
Calle Cádiz — Roche, Conil de la Frontera
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Piso de 89 m² ubicado en Conil de la Frontera, Cádiz. Se trata de un piso de 89 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baño. El piso se sitúa en el núcleo urbano de Conil de la Frontera, con buenos accesos por la N-340. Dispone de comunicaciones mediante línea de autobús interurbana, con paradas en el centro de la localidad y conexiones hacia Cádiz y otras poblaciones de la zona. En la zona existen servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y diversos establecimientos comerciales. A pocos minutos se puede acceder a la playa de Los Bateles, así como al puerto pesquero de Conil y al centro de salud. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Se debe consultar su situación actual, así como sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

1

Year built

1985

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 89 m² but the cadastre records 100 m² (+12%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2691311TF2129B0003JX
Cadastral area
100 m²
Year built
1985
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 187 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

30/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
10/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 89.00m² en Conil de la Frontera a 2248€/m² (mediana zona 2318€/m², delta -3.0%). Estado Pendiente De Análisis Visual. Posesión con ocupación a verificar. Zona muy_baja, 186 días en mercado.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Roche, Conil de la Frontera, Cádiz

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-3.0%In line
Scope
Province (MITMA)
Zone median
€2,318 /m²
This asset
€2,248 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+98.9%Above anchor
Scope
Province (MITMA)
Zone median
€1,130 /m²
This asset
€2,248 /m²
Samples
267
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€200,100
Transfer tax (ITP) 7% — Andalucía€14,007
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€700
Estimated total investment€215,807

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2026 (187 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing