AtalayaAtalaya

Calle Quatre, 42

Bonavista, Tarragona • Apartment • Ref: #E6887018

€62,280
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Size

322 m²

Price / m²

€193

Rooms

3

OccupancyVacant
67
Calle Quatre, 42 — Bonavista, Tarragona
Photo: holapisos
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Pristine

Photo quality

Good

descriptionDescription

¿Buscas un hogar perfecto para tu familia en Tarragona? Te presentamos este maravilloso piso de obra nueva, con una superficie construida de 322 m², ideal para quienes valoran la comodidad y la funcionalidad. La vivienda se distribuye en tres amplias habitaciones, un salón-comedor acogedor, una cocina perfectamente equipada y un baño completo. El entorno del inmueble no podría ser mejor, ya que cuenta con todos los servicios necesarios a su alrededor, como el Institut Collblanc, supermercados, bancos, bibliotecas, farmacias, oficinas de correos y centros deportivos. Además, su ubicación ofrece fácil acceso a la Carretera Valencia, facilitando así los desplazamientos. Vivir en Tarragona es una experiencia única. Esta ciudad combina a la perfección historia y modernidad, con su impresionante patrimonio romano, playas espectaculares y una vibrante oferta cultural y gastronómica. Tarragona es una ciudad que enamora a sus residentes por su calidad de vida y su atmósfera acogedora. Si quieres conocer más sobre esta propiedad, no dudes en realizar el tour virtual disponible. Además, cuenta con una certificación energética de categoría F. No dejes pasar esta oportunidad de adquirir un piso que reúne todas las características que una familia necesita para disfrutar de una vida plena en Tarragona.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

F

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 915 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

67/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
25/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 322.00m² en Tarragona a 193€/m² (mediana zona 1241€/m², delta -84.4%). Estado Impecable. Posesión libre. Zona media, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -84.4% frente a la mediana zonal (1241€/m²)
  • +Estado impecable: entrar a vivir sin obra
  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • −914 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Bonavista, Tarragona, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-84.4%Strong opportunity
Scope
Neighbourhood
Zone median
€1,241 /m²
This asset
€193 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-82.2%Strong opportunity
Scope
City
Zone median
€1,083 /m²
This asset
€193 /m²
Samples
100
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€62,280
Transfer tax (ITP) 10% — Cataluña€6,228
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€69,808

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
14 Jul 2026
€65,070arrow_forward€62,280-4.29%

Listing intel

SourceAliseda
On the market sinceFeb 2024 (915 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing