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AtalayaAtalaya

Calle Albino Hernández Lázaro

Villaverde, MadridApartmentRef: #E49E89FD

€215,000
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Size

54 m²

Price / m²

€3,954

Rooms

2

OccupancyVacant
55
Calle Albino Hernández Lázaro — Villaverde, Madrid
Photo: Solvia
1 / 33

AI visual analysis

Automated analysis · physical condition

33 of 33 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • El salon presenta paredes recién pintadas en blanco y un suelo laminado en buen estado.
  • Las puertas interiores y los marcos de las ventanas se ven limpios y sin daños aparentes.
  • La propiedad parece estar vacía y lista para entrar a vivir, sin necesidad de reformas inmediatas.

descriptionDescription

Piso de 2 dormitorios en la ciudad de Madrid. Situado en el distrito de Villaverde, con buenas comunicaciones tanto por transporte público (paradas de autobús líneas 22, 86, 130, 131, 2 bocas de metro y tren a menos de 15 minutos con diversas líneas), como por privado, con fácil acceso a la carretera A-42. Su cercanía a colegios, organismos públicos, parques, centros deportivos, supermercados, cafeterías, centro de salud y farmacias la convierten en una propuesta inteligente. En una opción para construir un hogar y entrar a vivir de inmediato. La vivienda se encuentra en la segunda planta de un edificio construido en 1950. Tiene una superficie de 54 m² y se compone de salón-comedor, 2 dormitorios, cocina y 1 baño amueblado. La cocina está equipada con muebles altos y bajos, placa vitrocerámica, horno, campana extractora de humos y calentador. Cuenta con pavimento de tarima. Todo ello de óptima calidad. Por todo ello, esta vivienda en Madrid representa una oportunidad para entrar a vivir con su familia. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1950

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 54.38 m² but the cadastre records 61 m² (+12%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0066209VK4606E0008GU
Cadastral area
61 m²
Year built
1950
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 5774 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

55/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 54.38m² en Madrid a 3954€/m² (mediana zona 3001€/m², delta +31.8%). Buen Estado. Posesión libre. Zona alta, más de 2 años sin vender.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • Precio +31.8% por encima de mediana zonal
  • 5773 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Villaverde, Madrid, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+31.8%Above anchor
Scope
Neighbourhood
Zone median
€3,001 /m²
This asset
€3,954 /m²
Period
junio 2026
Source
Idealista

account_balancevs other bank assets

-1.4%In line
Scope
Postal code
Zone median
€4,012 /m²
This asset
€3,954 /m²
Samples
112
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€215,000
Transfer tax (ITP) 6% — Madrid€12,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€753
Estimated total investment€229,653

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceNov 2010 (5774 days)
On Atalaya since1 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing