AtalayaAtalaya

Calle Pau Muntadas,, 29

Igualada, Barcelona • Retail · Auction • Ref: #E487496C

€150,000
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OccupancyUnconfirmed
69
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

DESCRIPCIÓN DE LA FINCA HIPOTECADA: URBANA.- DEPARTAMENTO NUMERO DOS.- Destinado a local de negocio, almacén o garage, situado en la planta baja del edificio señalado con el número veintinueve de la calle Pau Muntadas. Tiene su acceso por la calle Pau Muntadas. Es el de la izquierda entrando, desde la calle del Portal número veintinueve de la repetida calle Pau Muntadas, señalado como bajos segunda. Ocupa una superfície aproximada de OCHENTA Y UN METROS CUADRADOS. LINDA desde la calle de su situación: frente, calle Pau Muntadas; derecha, caja escalera y vestíbulo de entrada de la calle Pau Muntadas veintinueve; fondo, con entidad número diez; e izquierda, calle Pau Muntadas, número veintisiete. Su participación en el total valor del inmueble y elementos comunes es de nueve enteros por ciento.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€144,017
Detalle cargasHipoteca a favor de CAIXABANK S.A. por 144017.36 EUR de principal, intereses remuneratorios, costas y gastos, e intereses de demora. Además, servidumbres de luces y vistas, y de paso.
Hipoteca€144,017
Puja mínima€150,000
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, servidumbre, afeccion_fiscal
Análisis riesgoLa propiedad tiene una hipoteca significativa y varias servidumbres. La ocupación es desconocida, lo que podría implicar un proceso de desalojo si estuviera ocupada. La finca no es vivienda habitual del ejecutado, lo que reduce el riesgo de vulnerabilidad, pero la existencia de servidumbres podría afectar su valor de mercado.

assignmentCadastral data

Cadastral ref.
5842304 CG8054S-0010/XO

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

69/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Retail location
20/25
Legal liens
6/15
Zone liquidity
13/15
BOE bonus
3/6

Subasta BOE en Igualada a 150,000€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 2 días (inminente).

trending_upStrengths

  • +Subasta inminente: cierre en 2 días, ventana de decisión limitada (presión vendedora)
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • −Sin referencia zonal específica para retail en esta zona
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Igualada, Igualada, Barcelona

Estimated acquisition costs

Asset price€150,000
Transfer tax (ITP) 10% — Cataluña€15,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€525
Estimated total investment€166,525

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 3 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (17 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing