AtalayaAtalaya

Calle Calaf, 10

El Fondo, Santa Coloma de Gramenet, Barcelona • Apartment • Ref: #E146B6A8

€101,000
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Size

55 m²

Price / m²

€1,836

Rooms

2

OccupancyOccupied · old rent
55
Calle Calaf, 10 — El Fondo, Santa Coloma de Gramenet
Photo: holapisos
1 / 46

AI visual analysis

Automated analysis · physical condition

46 of 46 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Funcional Piso en Santa Coloma de Gramenet, Barcelona, idóneo para parejas. El inmueble dispone de una superficie de 55 m² construidos distribuidos en dos habitaciones, salón-comedor, cocina y un aseo. Está situado en el centro de Santa Coloma de Gramenet, en sus alrededores encontramos el centro sanitario CAP El Fondo, la Escola Bressol La Cigonya, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos y la estación de metro Santa Rosa. Cuenta con fácil acceso a Ronda Litoral.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1965

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
4289206DF3848G0006GW
Cadastral area
55 m²
Year built
1965
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 452 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

55/100

Confidence: High

Score breakdown

Zone delta
8/30
Possession
6/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
14/15

Vivienda de 55.00m² en Santa Coloma de Gramenet a 1836€/m² (mediana zona 1999€/m², delta -8.2%). Buen Estado. Posesión con inquilino de renta antigua. Zona media, stock estancado (451 días).

trending_upStrengths

  • +Estado habitable sin reforma inmediata

warningRisks

  • −Aliseda indica alquiler social obligatorio (renta protegida por ley)
  • −451 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

El Fondo, Santa Coloma de Gramenet, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-8.2%In line
Scope
Neighbourhood
Zone median
€1,999 /m²
This asset
€1,836 /m²
Period
junio 2026
Source
Idealista

account_balancevs other bank assets

+2.7%In line
Scope
Postal code
Zone median
€1,788 /m²
This asset
€1,836 /m²
Samples
14
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€101,000
Transfer tax (ITP) 10% — Cataluña€10,100
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€354
Estimated total investment€112,454

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceJun 2025 (452 days)
On Atalaya since16 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing