AtalayaAtalaya

Piso en Calle D Pedro Mena Mula, Huércal-Overa

Huércal-overa • Apartment • Ref: #E0EA96C1

€114,000-20% vs area market
open_in_newView original listing

Size

120 m²

Price / m²

€952

Rooms

3

OccupancyUnconfirmed
59
Piso en Calle D Pedro Mena Mula, Huércal-Overa — Huércal-overa
Photo: Cimenta2
1 / 4

AI visual analysis

Automated analysis · physical condition

4 of 4 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Piso de 100m2 en segunda planta situada en la calle Pedro Mena del municipio de Huercal- Overa de la provincia de Almería. Cuenta con tres habitaciones, baño completo, salón comedor amplio y luminoso, cocina independiente y balcón exterior. Se encuentra en buen estado y dentro de un edificio residencial con ascensor. Ubicado en zona tranquila y bien comunicada, con todos los servicios cercanos , a pocos minutos del centro urbano con fácil acceso a la A7.

Characteristics

Bathrooms

1

Elevator

Yes

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
4092810WG9349S

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 460 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

59/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
7/15
Zone liquidity
4/15

Vivienda de 119.75m² en Huércal-overa a 952€/m² (mediana zona 1192€/m², delta -20.1%). Buen Estado. Posesión desconocida. Zona muy_baja, stock estancado (459 días).

trending_upStrengths

  • +Descuento del -20.1% frente a la mediana zonal (1192€/m²)
  • +Estado habitable sin reforma inmediata

warningRisks

  • −459 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Huércal-overa

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-20.1%Good price
Scope
Municipality
Zone median
€1,192 /m²
This asset
€952 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
21 Jul 2026
€120,000arrow_forward€114,000-5%

Listing intel

SourceCimenta2
On the market sinceMay 2025 (460 days)
On Atalaya since29 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Huércal-overa by AI score

Piso en Algeciras
64

Piso en Algeciras

€51,135

€445/m² · 115 m²

View analysisarrow_forward
Piso en Calle Almería
40

Piso en Calle Almería

€91,800

€909/m² · 101 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing