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Calle Darnius (mas de Plata)

Mas del Plata, Cabra del Camp, TarragonaHouseRef: #E0E8F791

€159,000
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Size

132 m²

Price / m²

€1,207

Rooms

3

OccupancyUnconfirmed
35
Calle Darnius (mas de Plata) — Mas del Plata, Cabra del Camp
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

26 of 26 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • La fachada presenta vegetación crecida y suciedad, con la puerta del garaje grafiteada.
  • El interior muestra paredes con desconchones y cableado expuesto, indicando una obra en curso.
  • La cocina tiene muebles antiguos y falta el fregadero, lo que sugiere una reforma necesaria.
  • Los suelos de baldosas están sucios y las paredes necesitan ser reparadas y pintadas.

descriptionDescription

Vivienda unifamiliar independiente para rehabilitar interiormente, que consta de una única planta sobre rasante, compuesta por dos dormitorios y un cuarto de baño, con una superficie construida de 131.70 m2 y una superficie útil de vivienda de 111.75 m2. sobre una parcela de superficie 776.78 m2. Se encuentra situado en el municipio de Cabra del Camp, en la provincia de Tarragona. La vivienda está compuesta de una única planta. Dispone de un espacio diáfano para el garaje y el trastero. La distribución consta de recibidor, zona de porche en la entrada, salón-comedor con acceso a jardín exterior, cocina independiente con salida al exterior, un cuarto de baño, tres dormitorios dobles y acceso a una amplio porche exterior lateral. La vivienda dispone de chimenea, jardín, garaje, suelos de gres en las estancias principales, ventanas de aluminio y carpintería interior de madera, principalmente de sapeli. En la vivienda es necesario realizar una reforma para adecuarlo a unas condiciones de habitabilidad óptimas El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales de similares características. Además, se encuentra a poca distancia del centro de la localidad, donde es posible encontrar todo tipo de servicios, como restaurantes, colegios, centros de salud, comercios. La vivienda dispone de una excelente ubicación y está muy bien comunicada por las carreteras comarcales que rodean al municipio y por transporte público. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

2003

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 131.7 m² but the cadastre records 171 m² (+30%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0133531CF6803S0001OD
Cadastral area
171 m²
Year built
2003
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 935 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

35/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
Physical state
7/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 131.70m² en Cabra del Camp a 1207€/m² (mediana zona 1207€/m², delta +0.0%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 7 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

warningRisks

  • Referencia zonal poco fiable (fuente internal, n=7)
  • 934 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mas del Plata, Cabra del Camp, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+12.0%Above anchor
Scope
Postal code
Zone median
€1,078 /m²
This asset
€1,207 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€159,000
Transfer tax (ITP) 10% — Cataluña€15,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€557
Estimated total investment€176,457

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
11 Sept 2026
€122,000arrow_forward€159,000-30.33%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (935 days)
On Atalaya since12 May 2026
Last updated16 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing