AtalayaAtalaya

Plaza Verín

El Pilar, Madrid • Apartment • Ref: #E0CC0C1E

€344,500
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Size

55 m²

Price / m²

€6,216

Rooms

2

OccupancyOccupied · type to verify
37
Plaza Verín — El Pilar, Madrid
Photo: Solvia
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La cocina presenta muebles de madera y azulejos que, aunque funcionales, muestran un estilo envejecido.
  • •El salón tiene paredes con un color salmón y molduras decorativas que sugieren una decoración dated.
  • •Los baños, con azulejos y sanitarios de estilo clásico, están operativos pero no son modernos.
  • •Los dormitorios tienen suelos de parquet y armarios empotrados, pero la pintura y el estilo general podrían actualizarse.

descriptionDescription

Piso de 65 m² ubicado en Madrid. Se trata de un piso de 65 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 1 baño. El piso se sitúa en el barrio de El Pilar, dentro del distrito de Fuencarral-El Pardo, teniendo buenos accesos por la M-30, M-40 y A-1. Dispone de comunicaciones mediante líneas de autobús urbano y estación de Metro Barrio del Pilar (Línea 9), además de conexiones con la red de Cercanías en el entorno. En la zona podemos encontrar servicios como supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y otros negocios comerciales. A pocos minutos del Centro Comercial La Vaguada y del Hospital Universitario La Paz. También cuenta con centros de salud y equipamientos públicos próximos. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Se debe consultar su situación actual, así como sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

1

Year built

1965

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 55.42 m² but the cadastre records 65 m² (+17%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0212922VK3891B0046DQ
Cadastral area
65 m²
Year built
1965
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

37/100

Confidence: Low

Score breakdown

Zone delta
1/30
Possession
10/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 55.42m² en Madrid a 6216€/m² (mediana zona 5526€/m², delta +12.5%). Estado Mejorable. Posesión con ocupación a verificar. Zona alta, inventario reciente (45 días).

trending_upStrengths

  • +Zona de alta actividad con inventario fresco

warningRisks

  • −Precio +12.5% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

El Pilar, Madrid, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+12.5%Above anchor
Scope
Neighbourhood
Zone median
€5,526 /m²
This asset
€6,216 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+54.9%Above anchor
Scope
Postal code
Zone median
€4,012 /m²
This asset
€6,216 /m²
Samples
112
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€344,500
Transfer tax (ITP) 6% — Madrid€20,670
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,206
Estimated total investment€367,376
Estimated refurbishment (state: mejorable)€22,000 – €39,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2026 (47 days)
On Atalaya since29 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing