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Rúa Estación, Nº55, 1ºg

Catoria, Pontevedra • Apartment · Auction • Ref: #E08DA45A

€659
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OccupancyUnconfirmed
25
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

FINCA URBANA: Piso sito en PLANTA PRIMERA del edificio sito en la Rúa Estación, número 55, municipio de Catoira, denominado PRIMERO G. Finca 9698, inscrita en el Registro de la Propiedad de Caldas de Reis, al Tomo 799, Libro 59, Folio 157.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€51,390
Detalle cargasHIPOTECA a favor de CAJA AHORROS Y MONTE PIEDAD DE MADRID por 51390 euros de capital, 18 meses de intereses remuneratorios al 6.361%, 24 meses de intereses moratorios (máximo 13%), y 7708.50 euros para costas y gastos. Valor de subasta 65900 euros. Plazo 08/08/2008 a 08/08/2036. Inscripción 2ª. Cedida a AP OXYGEN BIDCO S.À R.L. (inscripción 5ª).
Hipoteca€51,390
Puja mínima€65,900
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, afeccion_fiscal
Análisis riesgoLa propiedad tiene una hipoteca activa con un valor de subasta definido. La fase procesal es de subasta activa, pero la ocupación es desconocida, lo que podría implicar un riesgo medio.

assignmentCadastral data

Cadastral ref.
No consta

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

25/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
Not assessable
—
BOE bonus
3/6

Subasta BOE en Catoria. Puja mínima 659€ vs tasación 65,900€ (descuento judicial 99.0%). Posesión desconocida. Subasta cierra en 13 días.

trending_upStrengths

  • +Descuento judicial del 99.0% sobre tasación (659€ vs 65,900€)
  • +Subasta inminente: cierre en 13 días, ventana de decisión limitada (presión vendedora)
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Catoria, Pontevedra
map

Coordinates unavailable

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

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Scope
Province (MITMA)
Zone median
€1,855 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€659
Transfer tax (ITP) 9% — Galicia€59
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€2,018

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 14 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (6 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing