AtalayaAtalaya

Flat For Sale In C del Franc Comtat 315 Terrassa Barcelona

Terrassa, Barcelona • Apartment • Ref: #DFF34D6D

€189,000-36% vs area market
open_in_newView original listing

Get new bank-owned properties in Terrassa under your budget by email. Free.

Size

118 m²

Price / m²

€1,602

Rooms

4

55
Flat For Sale In C del Franc Comtat 315 Terrassa Barcelona — Terrassa
Photo: Servihabitat

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

for sale in c del franc comtat 315 terrassa barcelona. Estado: Segunda mano

Characteristics

Bathrooms

1

Terrace

No

Parking

No

Pool

No

Storage room

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
6220002DG1062B

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
7/15
Zone liquidity
Not assessable
—

Vivienda de 118.00m² en Terrassa a 1602€/m² (mediana zona 2496€/m², delta -35.8%). Estado Pendiente De Análisis Visual. Posesión desconocida. Zona alta, inventario reciente (23 días).

trending_upStrengths

  • +Descuento del -35.8% frente a la mediana zonal (2496€/m²)
  • +Zona de alta actividad con inventario fresco

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Terrassa, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-35.8%Strong opportunity
Scope
Municipality
Zone median
€2,496 /m²
This asset
€1,602 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+10.0%Above anchor
Scope
Postal code
Zone median
€1,456 /m²
This asset
€1,602 /m²
Samples
15
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€189,000
Transfer tax (ITP) 10% — Cataluña€18,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€662
Estimated total investment€209,562

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceServihabitat
On Atalaya since28 Apr 2026
Last updated22 May 2026

compare_arrowsZone comparables

Top 5 similar properties in Terrassa by AI score

Calle General Moragas
90

Calle General Moragas

€273,546

€935/m² · 292.53 m²

View analysisarrow_forward
Calle Sant Cosme, 235
86

Calle Sant Cosme, 235

€122,000

€1,525/m² · 80 m²

View analysisarrow_forward
Calle Escultor Clara, s/n
84

Calle Escultor Clara, s/n

€87,400

€1,456/m² · 60 m²

View analysisarrow_forward
Calle Pintor Borrassa
84

Calle Pintor Borrassa

€210,000

€1,581/m² · 132.8 m²

View analysisarrow_forward
Calle Pintor Fortuny, s/n
84

Calle Pintor Fortuny, s/n

€170,000

€1,338/m² · 127 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing