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Piso en Unión (la)

Unión (la), MurciaApartmentRef: #DD7D6E68

€58,000
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Size

103 m²

Price / m²

€563

Rooms

2

OccupancyUnconfirmed
59
Piso en Unión (la) — Unión (la)
Photo: Hipoges
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR ¡Diseña tu hogar desde cero en una localidad con historia y proyección! Este piso a reformar completamente, ubicado en la localidad de La Unión, en la provincia de Murcia, es una oportunidad excepcional para quienes desean crear una vivienda totalmente personalizada o para inversores que buscan un activo con alto potencial de revalorización en un entorno urbano consolidado. El piso se presenta como un lienzo en blanco, ideal para acometer una reforma integral que permita redefinir cada estancia y adaptarla a un estilo de vida actual. Ofrece un gran potencial para crear ambientes íntimos y confortables, garantizando privacidad y bienestar. La reforma integral permitirá actualizar instalaciones, optimizar la distribución y dotar al inmueble de una nueva vida, convirtiéndolo en un hogar moderno y eficiente o en un producto atractivo para el mercado del alquiler. La ubicación añade un valor estratégico. La Unión cuenta con comercio de proximidad, supermercados, centros educativos, centros de salud e instalaciones deportivas, muchos de ellos a pocos minutos a pie. Además, dispone de buenas comunicaciones por carretera, con acceso rápido a Cartagena y a las principales vías de la región, así como cercanía a la costa, situada a menos de 15 minutos en coche, lo que refuerza su atractivo residencial. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1914

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7557303XG8675N

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

59/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
Physical state
7/25
Legal liens
7/15
Zone liquidity
6/15

Vivienda de 103.00m² en Unión (la) a 563€/m² (mediana zona 1747€/m², delta -67.8%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 110 días en mercado.

trending_upStrengths

  • +Descuento del -67.8% frente a la mediana zonal (1747€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Unión (la), Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-67.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,747 /m²
This asset
€563 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-36.6%Strong opportunity
Scope
City
Zone median
€888 /m²
This asset
€563 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€58,000
Transfer tax (ITP) 8% — Murcia€4,640
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€63,940

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
29 Jul 2026
€62,000arrow_forward€58,000-6.45%

Listing intel

SourceHipoges
On Atalaya since13 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Unión (la) by AI score

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing