Local Comercial en Poio

Poio, Pontevedra • Retail • Ref: #DD51F628

€200,000

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Size

275 m²

Price / m²

€727

OccupancyUnconfirmed

Photo: Escogecasa

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AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

•Fachada: El edificio presenta signos de desgaste y suciedad, con algunas manchas en la fachada.
•Interior: Los espacios interiores, aunque limpios, tienen una decoración infantil y un estilo que sugiere una reforma para adaptarlo a un uso residencial o de oficina más general.
•Suelos: Los suelos de baldosas están en buen estado, pero el diseño es algo anticuado.

descriptionDescription

Local comercial de 275 m2, con amplios ventanales, desarrollado en planta baja y planta sótano. Planta baja distribuída en vestíbulo, espacios de aulas, despacho, sala de reuniónes, almacén y aseos.Planta sótano distribuida en un espacio diáfano. Se incluye en el precio trastero de 20 m2. A 2.5 km de la ciudad de Pontevedra.

Characteristics

Bathrooms

Elevator

Terrace

Parking

Year built

1987

Pool

Air conditioning

Heating

Storage room

Yes

Garden

Energy rating

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 275 m² but the cadastre records 417 m² (+52%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.

8481007NG2988S

Cadastral area

417 m²

Year built

1936

Cadastral use

Residential

routeHow to buy this asset from the bank

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1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
check_box_outline_blankCommunity-debt certificate and approved special levies.
check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta: —
Possession: —
Retail location: 6/25
Legal liens: 7/15
Zone liquidity: 7/15

Local comercial planta sotano de 275.00m² en Poio a 727€/m² (mediana zona 472€/m², delta %). desconocida. Zona muy_baja, inventario reciente (0 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 75 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Poio, Pontevedra

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+54.0%Above anchor

Scope: Province (MITMA)
Zone median: €472 /m²
This asset: €727 /m²
Samples: 75
Source: Atalaya (bank inventory)

Estimated acquisition costs

Asset price€200,000

Transfer tax (ITP) 9% — Galicia€18,000

Notary (est.)€600

Land Registry (est.)€400

Admin agency (est.)€700

Estimated total investment€219,700

Estimated refurbishment (state: mejorable)€110,000 – €192,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceEscogecasa

On Atalaya since16 Sept 2026

€43,700

€705/m² · 62 m²

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Aggregated data from public sources and servicer Escogecasa. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing