AtalayaAtalaya

Calle Pou

Alpha Deal

Can Fornaca, Riudarenes, Girona • House • Ref: #DC02807E

€55,300-56% vs area market
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Size

77 m²

Price / m²

€715

Rooms

3

OccupancyVacant
87
Calle Pou — Can Fornaca, Riudarenes
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

15 of 15 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Vivienda unifamiliar aislada, que consta de tres dormitorios, baño y aseo. Se encuentra situada en la Urbanización Can Fornaca, localidad de Riudarenes, provincia de Girona. La vivienda esta compuesta por una sola planta y se distribuye en tres dormitorios, baño con bañera, cocina equipada y salón comedor con chimenea. Cuenta con armario empotrado, ventanas de madera, suelos de gres y terrazo, baños con sanitarios y cocina con muebles bajos. El terreno que rodea la vivienda tiene 1150 m2 aproximadamente y cuenta con barbacoa, garaje, aseo y piscina. Se encuentra en una zona residencial con viviendas de las mismas características con acceso desde la GI-555. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

1989

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 77.32 m² but the cadastre records 133 m² (+72%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9389802DG6298N0001OO
Cadastral area
133 m²
Year built
1989
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

87/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 77.32m² en Riudarenes a 715€/m² (mediana zona 1622€/m², delta -55.9%). Buen Estado. Posesión libre. Zona baja, 129 días en mercado.

trending_upStrengths

  • +Descuento del -55.9% frente a la mediana zonal (1622€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Can Fornaca, Riudarenes, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-55.9%Strong opportunity
Scope
Municipality
Zone median
€1,622 /m²
This asset
€715 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-25.2%Strong opportunity
Scope
Postal code
Zone median
€956 /m²
This asset
€715 /m²
Samples
9
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€55,300
Transfer tax (ITP) 10% — Cataluña€5,530
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€62,130

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceApr 2026 (132 days)
On Atalaya since14 Aug 2026
Last updated29 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing