AtalayaAtalaya

Calle Pintor Villalmil, 34

Centro, Lugo • Industrial • Ref: #DB4CF091

€108,190
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Size

316 m²

Price / m²

€342

Rooms

10

OccupancyVacant
53
Calle Pintor Villalmil, 34 — Centro, Lugo
Photo: holapisos
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AI visual analysis

Automated analysis · physical condition

86 of 86 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Amplia casa en Lugo, ideal para familias. La vivienda cuenta con una superficie de 316 m² construidos distribuidos en 13 habitaciones, salón-comedor, cocina y ocho aseos. Está situada en el centro de Lugo, en sus alrededores encontramos el Hospital Quirónsalud Lugo, el Vicerreitoria de Coordinación e Planificación do Campus de Lugo, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos y la estación de tren Lugo. Cuenta con fácil acceso a Ronda da Muralla.

Characteristics

Bathrooms

5

Elevator

No

Terrace

No

Parking

No

Year built

1957

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
7240011PH1674N0001SI
Cadastral area
316 m²
Year built
1957
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 644 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

53/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Logistics fit
8/25
Legal liens
10/15
Zone liquidity
0/15

Nave micro de 316.00m² en Lugo a 342€/m² (mediana zona 257€/m², delta %). Posesión libre. Zona muy_baja, stock estancado (643 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 237 listings bancarios del mismo national — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • −643 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Centro, Lugo, Lugo

Estimated acquisition costs

Asset price€108,190
Transfer tax (ITP) 9% — Galicia€9,737
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€379
Estimated total investment€119,306

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
14 Jul 2026
€113,050arrow_forward€108,190-4.3%

Listing intel

SourceAliseda
On the market sinceNov 2024 (644 days)
On Atalaya since9 May 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing