AtalayaAtalaya

San Martin

Talavera de la Reina, Toledo • Apartment • Ref: #DAD1C888

€65,000
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Size

59 m²

Price / m²

€1,102

Rooms

1

OccupancyVacant
58
San Martin — Talavera de la Reina
Photo: Altamira
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Piso en San Martin , Talavera De La Reina, Toledo. Superficie: 59 m², 1 habitaciones, 1 baños. Equipamiento: calefacción.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1900

Pool

No

Air conditioning

No

Heating

Yes

Storage room

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 59 m² but the cadastre records 3097 m² (+5149%). Verify before offering — €/m² and the discount depend on this number.

Cadastral area
3097 m²
Year built
1900
Cadastral use
Religious

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 463 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

58/100

Confidence: High

Score breakdown

Zone delta
8/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 59.00m² en Talavera de la Reina a 1102€/m² (mediana zona 1210€/m², delta -8.9%). Estado Pendiente De Análisis Visual. Posesión libre. Zona baja, stock estancado (462 días).

trending_upStrengths

  • +Altamira indica sin riesgo de ocupación

warningRisks

  • −462 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Talavera de la Reina, Toledo

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-8.9%In line
Scope
Municipality
Zone median
€1,210 /m²
This asset
€1,102 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+5.3%Above anchor
Scope
Postal code
Zone median
€1,047 /m²
This asset
€1,102 /m²
Samples
6
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€65,000
Transfer tax (ITP) 9% — Castilla-La Mancha€5,850
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€72,150

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAltamira
On the market sinceMay 2025 (463 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing