AtalayaAtalaya

Casa en Cl la Rápita, Tarragona

Tarragona • Apartment • Ref: #DA52B952

€65,300
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Size

175 m²

Price / m²

€373

Rooms

3

OccupancyUnconfirmed
22
Casa en Cl la Rápita, Tarragona — Tarragona
Photo: Cimenta2
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

Vivienda unifamiliar adosada situada en la calle La Rápita del municipio de La Riba en la provincia de Tarragona. El inmueble fue construido en 1970 y se desarrolla en dos plantas sobre rasante con una superficie construida de 175 m2 y una superficie útil de 152 m2. Tradicional con estructura entre medianeras y de distribución interior amplia. Requiere reforma y actualización. Con un entorno residencial tranquilo con edificaciones similares y calles estrechas se encuentra en un entorno natural privilegiado, próximo al rio Francolí y rodeado de montañas.

Characteristics

Bathrooms

2

Year built

1970

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7856004CF4775F
Cadastral area
172 m²
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 448 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

22/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
1/15

Vivienda de 175.00m² en Tarragona a 373€/m² (mediana zona 2233€/m², delta -83.3%). Requiere Reforma Integral. Posesión desconocida. Zona media, stock estancado (447 días).

trending_upStrengths

  • +Descuento del -83.3% frente a la mediana zonal (2233€/m²)

warningRisks

  • −447 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-83.3%Strong opportunity
Scope
Municipality
Zone median
€2,233 /m²
This asset
€373 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-65.6%Strong opportunity
Scope
City
Zone median
€1,083 /m²
This asset
€373 /m²
Samples
100
Source
Atalaya (bank inventory)

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
3 Jun 2026
€81,600arrow_forward€65,300-19.98%

Listing intel

SourceCimenta2
On the market sinceJun 2025 (448 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing