AtalayaAtalaya

Calle De la Mata,, 5

El Llor, Lleida • House · Auction • Ref: #D9A51ECE

€61,370
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OccupancyUnconfirmed
9
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

URBANA.- CASA sita en el pueblo del El Llor, calle de la Mata, número cinco, construida sobre un solar de cincuenta y cuatro metros cuadrados, con una superficie total construida de cienta teinte y cinco metros cuadrados (...)

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€52,268
Detalle cargasHipoteca a favor de AP MALBEC BIDCO SARL por 44000 EUR de principal, más intereses y costas. Anotación preventiva de embargo a favor de Hacienda Pública por 4477.83 EUR. Anotación preventiva de embargo a favor de Tesorería Territorial de la Seguridad Social por 7017.94 EUR.
Hipoteca€44,000
Embargos€11,496
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, anotacion_preventiva, afeccion_fiscal
Análisis riesgoLa propiedad tiene una hipoteca y dos embargos, lo que indica un alto nivel de cargas. La ocupación es desconocida, lo que añade incertidumbre al proceso de desalojo. La coordinación gráfica con catastro no está realizada, lo que puede generar problemas en la identificación de la propiedad.

assignmentCadastral data

Cadastral ref.
9531308CG5293S0001LX
Cadastral area
177 m²
Year built
1900
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

9/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
2/15
Zone liquidity
0/15
BOE bonus
2/6

Subasta BOE en El Llor a 61,370€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 7 días (inminente).

trending_upStrengths

  • +Subasta inminente: cierre en 7 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal

warningRisks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

El Llor, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

—
Scope
Province (MITMA)
Zone median
€1,602 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€61,370
Transfer tax (ITP) 10% — Cataluña€6,137
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€68,807

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 7 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (13 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing