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AtalayaAtalaya

Calle Sosa

Osuna, SevillaRetailRef: #D89A1B4E

€36,200
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Size

67 m²

Price / m²

€541

OccupancyUnconfirmed
43
Calle Sosa — Osuna
Photo: Solvia
1 / 4

AI visual analysis

Automated analysis · physical condition

4 of 4 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Local comercial situado en la localidad de Osuna, provincia de Sevilla. Se trata de un local comercial con una superficie aproximada de 67 m² situado en la planta baja de un edificio construido en 1995 y con acceso directo e independiente desde la calle. El espacio comercial está bien comunicado, a pocos minutos de la estación del tren y a través de los accesos viarios A-351 y A-92. La zona está dotada de equipamiento variado, restaurantes, museo, gimnasio, parque, colegio, gasolinera, etc. Con nuestros servicios podrá encontrar el local que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble ha sido adquirido a través de un procedimiento judicial (concursal o hipotecario) por el vendedor, el cual no ha tomado todavía posesión del mismo. El comprador deberá asumir la situación física y posesoria del inmueble. No se podrá visitar el inmueble al no tener el propietario la posesión, con lo cual no podrá realizarse tasación (lo cual dificultará o impedirá la obtención de financiación hipotecaria) ni será posible la tramitación del certificado de eficiencia energética. El precio de venta de este Inmueble se ha determinado en base a las anteriores circunstancias, que han supuesto un menor valor del mismo, y que deberán ser expresamente aceptadas por el adquirente en la formalización de la transmisión del Inmueble. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra. Inscripción en el Registro de la Propiedad en trámite. La anterior situación del activo puede suponer dificultad/imposibilidad en la obtención de financiación hipotecaria por el comprador. Consultar su situación actual, así como, las condiciones de su transmisión. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 66.95 m² but the cadastre records 287 m² (+329%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
3034077UG1223S
Cadastral area
287 m²
Year built
1999
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 515 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

43/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
Possession
Not assessable
Retail location
Not assessable
Legal liens
10/15
Zone liquidity
3/15

Local comercial planta unknown de 66.95m² en Osuna a 541€/m² (mediana zona 451€/m², delta %). desconocida. Zona muy_baja, stock estancado (514 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 89 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

warningRisks

  • 514 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Osuna, Sevilla

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+19.7%Above anchor
Scope
Province (MITMA)
Zone median
€452 /m²
This asset
€541 /m²
Samples
86
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€36,200
Transfer tax (ITP) 7% — Andalucía€2,534
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€40,034

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceApr 2025 (515 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing