AtalayaAtalaya

Piso en Asturias

Laviana, Asturias • Apartment • Ref: #D52E2310

€95,000-36% vs area market
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Size

84 m²

Price / m²

€1,131

Rooms

2

OccupancyUnconfirmed
58
Piso en Asturias — Laviana
Photo: Hipoges
1 / 21

AI visual analysis

Automated analysis · physical condition

21 of 21 photos analyzed

Physical condition

Needs work

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR. Excelente oportunidad de adquirir en propiedad esta vivienda muy bien distribuida ubicada en la ciudad de Laviana, provincia de Asturias. Muy bien ubicada y con buenos accesos. Se trata de una vivienda tipo dúplex con un gran potencial, su excelente distribución y amplitud hace que sea el lienzo perfecto para rediseñar la vivienda de tus sueños. Su inmejorable ubicación hace que puedas disfrutar de todos los servicios necesarios a escasos minutos. Además, en el entorno se pueden encontrar varias casas y edificios residenciales, así como algunas tiendas y pequeños negocios locales. No lo pienses más y no pierdas esta oportunidad de poder adquirir esta propiedad para construir el hogar con el que siempre has soñado, como segunda residencia o por qué no como inversión en una ciudad en constante crecimiento y con el que siempre tendrás rentabilidad. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra... tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. **IMNUEBLE SUJETO A RÉGIMEN DE PROTECCIÓN OFICIAL** ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

2

Floor

1

Elevator

No

Terrace

No

Parking

No

Year built

1997

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
1912702TN9911S

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

58/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
3/15

Vivienda de 84.00m² en Laviana a 1131€/m² (mediana zona 1779€/m², delta -36.4%). Estado Mejorable. Posesión desconocida. Zona muy_baja, inventario reciente (89 días).

trending_upStrengths

  • +Descuento del -36.4% frente a la mediana zonal (1779€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Laviana, Asturias

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-36.4%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,779 /m²
This asset
€1,131 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-2.8%In line
Scope
Province (MITMA)
Zone median
€1,164 /m²
This asset
€1,131 /m²
Samples
151
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€95,000
Transfer tax (ITP) 8% — Asturias€7,600
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€333
Estimated total investment€103,933
Estimated refurbishment (state: mejorable)€33,500 – €59,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since3 Jun 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing