AtalayaAtalaya

Calle Emperador Trajano, 8

Cuarte de Huerva, Zaragoza • House • Ref: #D4402C3A

€422,000-29% vs area market
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Size

338 m²

Price / m²

€1,248

Rooms

4

OccupancyVacant
73
Calle Emperador Trajano, 8 — Cuarte de Huerva, Cuarte de Huerva
Photo: sareb
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AI visual analysis

Automated analysis · physical condition

31 of 31 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Exclusiva vivienda adosada en Cuarte de Huerva, situada en un complejo privado con piscina y zonas ajardinadas. Distribuida para ofrecer el máximo confort: Planta baja con salón, cocina, un dormitorio, un baño y una estupenda terraza-jardín. Primera planta con tres dormitorios y dos baños. Segunda planta con espectacular buhardilla luminosa. Sótano con bodega con luz natural gracias al patio inglés. Incluye garaje y está equipada con persianas motorizadas, radiadores, preinstalación de aire acondicionado y preinstalación de ascensor. Una oportunidad única para disfrutar de espacio, luz y calidad en una de las zonas más exclusivas de Cuarte.

Characteristics

Bathrooms

3

Elevator

No

Terrace

No

Parking

No

Year built

2010

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
1462501XM7016S0012OW
Cadastral area
338 m²
Year built
2010
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 264 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

73/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 338.00m² en Cuarte de Huerva a 1248€/m² (mediana zona 1749€/m², delta -28.6%). Buen Estado. Posesión libre. Zona muy_baja, 263 días en mercado.

trending_upStrengths

  • +Descuento del -28.6% frente a la mediana zonal (1749€/m²)
  • +Estado habitable sin reforma inmediata
  • +Aliseda no marca situación especial: presuponer vivienda libre

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cuarte de Huerva, Cuarte de Huerva, Zaragoza

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-28.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,749 /m²
This asset
€1,248 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+462.2%Above anchor
Scope
Postal code
Zone median
€222 /m²
This asset
€1,248 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€422,000
Transfer tax (ITP) 8% — Aragón€33,760
Notary (est.)€633
Land Registry (est.)€422
Admin agency (est.)€1,477
Estimated total investment€458,292

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceDec 2025 (264 days)
On Atalaya since24 Jun 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing