AtalayaAtalaya

Calle Gabriel Fuster Mayans

El Vivero, Palma de Mallorca, Illes Balears • Apartment • Ref: #D2C149D9

€211,800-34% vs area market
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Size

90 m²

Price / m²

€2,360

Rooms

1

OccupancyVacant
68
Calle Gabriel Fuster Mayans — El Vivero, Palma de Mallorca
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La fachada del edificio se ve en buen estado general, sin signos evidentes de deterioro.
  • •No se aprecian daños estructurales ni humedades visibles en el exterior del edificio.

descriptionDescription

Piso de 90 m² ubicado en Palma, Islas Baleares. Se trata de un piso de 90 m² distribuidos en varias estancias aptas para la vida diaria. Incluye una plaza de garaje en planta sótano. El piso se sitúa en el barrio El Vivero, dentro del núcleo urbano de Palma, con buenos accesos a través de la Ma-20 y de la Ma-13. La zona dispone de comunicaciones mediante líneas de autobús urbano que conectan con distintos puntos de la ciudad. A pocos minutos de la estación de Son Fuster. En el entorno hay servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros comercios. A pocos minutos se encuentra el Hospital Son Espases, así como zonas comerciales y el puerto de Palma. Además, dispone de fácil acceso a playas próximas y otras infraestructuras relevantes dentro del municipio. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

2005

Pool

No

Air conditioning

No

Heating

Yes

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 89.73 m² but the cadastre records 148 m² (+65%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
3121503DD7832A0038ZZ
Cadastral area
148 m²
Year built
2005
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 818 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

68/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 89.73m² en Palma de Mallorca a 2360€/m² (mediana zona 3586€/m², delta -34.2%). Estado Mejorable. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -34.2% frente a la mediana zonal (3586€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −815 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

El Vivero, Palma de Mallorca, Illes Balears

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-34.2%Strong opportunity
Scope
Neighbourhood
Zone median
€3,586 /m²
This asset
€2,360 /m²
Period
marzo 2026
Source
Idealista

account_balancevs other bank assets

-37.6%Strong opportunity
Scope
Postal code
Zone median
€3,781 /m²
This asset
€2,360 /m²
Samples
60
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€211,800
Transfer tax (ITP) 8% — Illes Balears€16,944
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€741
Estimated total investment€230,485
Estimated refurbishment (state: mejorable)€36,000 – €63,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2024 (818 days)
On Atalaya since20 Jul 2026
Last updated28 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing