AtalayaAtalaya

Calle Sant Roc, s/n

Flix, Tarragona • Apartment • Ref: #D29FC4A3

€19,000-51% vs area market
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Size

63 m²

Price / m²

€301

Rooms

2

OccupancyOccupied · no title
63
Calle Sant Roc, s/n — Flix
Photo: holapisos
1 / 11

AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

¡Descubre tu nuevo hogar en el encantador municipio de Flix, Tarragona! Este acogedor piso de segunda mano, con 63 m² construidos, es ideal para parejas que buscan comodidad y una ubicación céntrica. La vivienda cuenta con dos habitaciones, perfectas para descansar y relajarse, un salón-comedor amplio y luminoso para disfrutar de momentos inolvidables, una cocina funcional y un aseo bien equipado. Situado en el corazón de Flix, este piso te permitirá disfrutar de todas las comodidades a tu alcance. En las proximidades, encontrarás el Institut de Flix, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos y varias paradas de autobús, lo que facilita la vida diaria y el acceso a todos los servicios esenciales. Además, cuenta con fácil acceso a la carretera C-12, conectándote rápidamente con otras localidades. Flix es un municipio con un encanto especial, conocido por su tranquilidad y su entorno natural, ideal para quienes buscan un estilo de vida relajado y en contacto con la naturaleza. Tarragona, la provincia donde se encuentra este piso, ofrece una excelente calidad de vida gracias a su clima mediterráneo, su rica historia y su vibrante oferta cultural y de ocio. Para facilitar tu decisión, te invitamos a realizar un tour virtual y descubrir todos los detalles de esta maravillosa propiedad. Además, cuenta con una certificación energética de categoría E, asegurando un consumo eficiente. ¡No dejes pasar esta oportunidad de vivir en un lugar tan especial! Contáctanos para más información y para concertar una visita.

Characteristics

Bathrooms

1

Floor

2

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral use
Agricultural

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1400 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

63/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
2/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 63.00m² en Flix a 301€/m² (mediana zona 619€/m², delta -51.4%). Buen Estado. Posesión con ocupación irregular. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -51.4% frente a la mediana zonal (619€/m²)
  • +Estado habitable sin reforma inmediata

warningRisks

  • −Aliseda marca la vivienda como ocupada sin título legal
  • −1399 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Flix, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-51.4%Strong opportunity
Scope
Municipality
Zone median
€619 /m²
This asset
€301 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+89.3%Above anchor
Scope
Postal code
Zone median
€159 /m²
This asset
€301 /m²
Samples
6
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€19,000
Transfer tax (ITP) 10% — Cataluña€1,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€22,200

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceNov 2022 (1400 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing