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AtalayaAtalaya

Calle Estrella

Calahorra, La RiojaApartmentRef: #D18B6FE5

€3,725
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Rooms

2

OccupancyVacant
67
Calle Estrella — Calahorra
Photo: Solvia
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Fachada: Se observa cableado exterior expuesto y desordenado.
  • Exterior: Las fachadas de los edificios muestran signos de desgaste y suciedad.
  • Balcon: Los balcones tienen barandillas de hierro que parecen antiguas y con posible óxido.

descriptionDescription

Piso de 54 m² ubicado en Calahorra, La Rioja. Se trata de un piso de 54 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 1 baño. El inmueble se sitúa en el núcleo urbano de Calahorra, con buenos accesos por la N‑232 y la AP‑68, además del enlace local LR‑134 que conecta directamente con la ciudad y con la estación intermodal de autobuses y la estación de tren. En el entorno se encuentran supermercados de proximidad, restauración y comercios locales, además de oficinas bancarias y servicios cotidianos. En materia sanitaria, la ciudad cuenta con el Fundación Hospital de Calahorra (Servicio Riojano de Salud), ubicado en la Carretera de Logroño y con cartera de especialidades y urgencias, complementado por el Centro de Salud de Calahorra. Para el ocio y las compras, destaca el centro comercial ARCCA, situado en Paseo del Mercadal, con oferta comercial, restauración, cines y aparcamiento cubierto. Como lugares de interés de la propia localidad, sobresalen la Catedral de Santa María sede episcopal y Bien de Interés Cultural, con claustro-museo y visitas culturales, el Museo de la Romanización y el entorno del paseo y parque del Cidacos, referentes patrimoniales y de esparcimiento dentro del casco urbano. Con nuestros servicios podrá encontrar el tipo de activo que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1839

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
5939333WM8853N0006OK
Cadastral area
64 m²
Year built
1839
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1180 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

67/100

Confidence: High

Score breakdown

Zone delta
Not assessable
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
6/15

Vivienda de ?m² en Calahorra a ?€/m² (mediana zona 1384€/m², delta %). Estado Mejorable. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 1175 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Calahorra, La Rioja

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

Scope
Municipality
Zone median
€1,384 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

Scope
Postal code
Zone median
€121 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€3,725
Transfer tax (ITP) 7% — La Rioja€261
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€5,286

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2023 (1180 days)
On Atalaya since21 Jul 2026
Last updated27 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Calahorra by AI score

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing