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AtalayaAtalaya

Calle Atalaya

Haro, La RiojaParkingRef: #D10446EB

€4,000
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Size

11 m²

Price / m²

€364

OccupancyVacant
59
Calle Atalaya — Haro, Haro
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Garajes de obra nueva en venta, situados en Haro, provincia de La Rioja. Los inmuebles se sitúan en un edificio ubicado en urbanización con piscina comunitaria y zona infantil de juegos. Se encuentra ubicado a pocos metros del Campo de futbol de la localidad y del Museo de Arte Contemporáneo. Cuenta con buenas comunicaciones por carretera, teniendo el acceso a la N-126 en solo unos minutos. Los garajes sueltos se ubican en las plantas primera y segunda del sótano y tienen fácil acceso desde el exterior y buena maniobrabilidad en el interior. Con nuestros servicios podrá conocer las posibilidades reales de esta vivienda y plaza de garaje y valorar sus posibilidades de inversión. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Elevator

Yes

Year built

2011

Pool

Yes

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 11 m² but the cadastre records 23 m² (+109%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2541904WN1124S0042EB
Cadastral area
23 m²
Year built
2011
Cadastral use
Storage/parking (residential)

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 4423 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

59/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Area demand
6/25
Legal liens
10/15
Zone liquidity
2/15

Parking de 11.00m² en Haro a 364€/m² (mediana zona 271€/m², delta %). Estado Físico No Aplica (Clase No Residencial). Posesión libre. Zona baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 64 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 4421 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Haro, Haro, La Rioja

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+36.3%Above anchor
Scope
Province (MITMA)
Zone median
€267 /m²
This asset
€364 /m²
Samples
69
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€4,000
Transfer tax (ITP) 7% — La Rioja€280
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€5,580

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2014 (4423 days)
On Atalaya since16 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing