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Carrer Anselm Clavé, s/n

Palamós, GironaApartmentRef: #D00190E6

€175,000-12% vs area market
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Size

73 m²

Price / m²

€2,397

Rooms

3

OccupancyVacant
65
Carrer Anselm Clavé, s/n — Palamós
Photo: aliseda
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Descubre este acogedor apartamento residencial de 73 m² en Palamós, situado en la tranquila y bien comunicada zona de Carrer Anselm Clavé, con escaso tráfico pues es una calle sin salida. Una vivienda luminosa y funcional, con orientación sur y a tres calles del Hospital de Palamós y 10 minutos andando a la playa. Tres dormitorios, un amplio living con balcón a la calle, un baño completo, cocina independiente y lavadero también independiente. El piso ofrece una distribución muy aprovechada, con espacios amplios y bien definidos que permiten crear diferentes ambientes para el día a día. La orientación sur garantiza una excelente entrada de luz natural durante gran parte del día, creando una atmósfera cálida y agradable. Actualmente se está incorporando ascensor en el edificio lo que da un valor agregado importante, como también se está mejorando la fachada. La ubicación es uno de los grandes atractivos de este inmueble: Palamós es una localidad costera con una excelente calidad de vida, conocida por sus playas, su puerto, su oferta gastronómica y su ambiente mediterráneo. Desde esta dirección se accede fácilmente a comercios, servicios, zonas de ocio y vías de comunicación con el resto de la provincia de Girona y la Costa Brava. En resumen, se trata de un apartamento con una superficie cómoda, bien orientado y con detalles que aportan practicidad, en una de las poblaciones más apreciadas del litoral gerundense. Una oportunidad ideal para quienes desean vivir o invertir en Palamós, disfrutando de la luz, la tranquilidad y el entorno privilegiado de la Costa Brava.

Characteristics

Bathrooms

1

Floor

1

Elevator

Yes

Terrace

No

Parking

No

Year built

1976

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
1037701EG1313N0034IS
Cadastral area
72 m²
Year built
1976
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

65/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
5/15

Vivienda de 73.00m² en Palamós a 2397€/m² (mediana zona 2739€/m², delta -12.5%). Buen Estado. Posesión libre. Zona muy_baja, 95 días en mercado.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +Aliseda no marca situación especial: presuponer vivienda libre

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Palamós, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-12.5%Good price
Scope
Province (MITMA)
Zone median
€2,739 /m²
This asset
€2,397 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+35.3%Above anchor
Scope
Postal code
Zone median
€1,771 /m²
This asset
€2,397 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€175,000
Transfer tax (ITP) 10% — Cataluña€17,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€613
Estimated total investment€194,113

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceMay 2026 (96 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing