AtalayaAtalaya

Calle Texas, Nº12

Roquetas de Mar, Almería • House · Auction • Ref: #CFEBEF30

€546,000
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Size

793 m²

OccupancyUnconfirmed
27
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

LA QUE CONSTA EN EL EDICTO

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióninquilino
Desahucio necesario
Cargas (€)€205,792
Detalle cargasHIPOTECA a favor de CAJA GENERAL DE AHORROS DE GRANADA, constituida en la inscripción 3, rectificada por la 4ª y modificada por la 9ª. HIPOTECA a favor de CAJA GENERAL DE AHORROS DE GRANADA, constituida en la inscripción 5, MODIFICADA por las inscripciones 7ª y 8ª. HIPOTECA constituida a favor de CAJA GENERAL DE AHORROS DE GRANADA constituida en la inscripción 12ª. DERECHO DE ARRENDAMIENTO a favor de Doña VERONICA DE GADOR LOPEZ TORRES, que consta en la inscripción 13ª. Nueve notas de afección fiscal.
Hipoteca€205,792
Puja mínima€546,000
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, anotacion_preventiva, afeccion_fiscal
Análisis riesgoLa propiedad está ocupada por un inquilino con un contrato de arrendamiento de 40 años, lo que implica un riesgo significativo de evicción y una posible reducción del valor de la propiedad. Además, existen múltiples hipotecas y afecciones fiscales.

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

27/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
Not assessable
—

Subasta BOE en Roquetas de Mar a 546,000€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 18 días.

trending_upStrengths

  • +Subasta inminente: cierre en 18 días, ventana de decisión limitada (presión vendedora)

warningRisks

  • −Documentación judicial aún sin parsear: cargas y procedimiento por confirmar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Roquetas de Mar, Almería

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-74.2%Strong opportunity
Scope
Municipality
Zone median
€2,667 /m²
This asset
€689 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€546,000
Transfer tax (ITP) 7% — Andalucía€38,220
Notary (est.)€819
Land Registry (est.)€546
Admin agency (est.)€1,911
Estimated total investment€587,496

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 16 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (4 days)
On Atalaya since29 Aug 2026
Last updated29 Aug 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing