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AtalayaAtalaya

Piso en Catalunya

Gironella, BarcelonaApartmentRef: #CE127E72

€69,000
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Size

75 m²

Price / m²

€920

Rooms

4

OccupancyUnconfirmed
34
Piso en Catalunya — Gironella
Photo: Hipoges
1 / 10

AI visual analysis

Automated analysis · physical condition

10 of 10 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • La cocina presenta muebles antiguos y azulejos con signos de desgaste y suciedad.
  • Los dormitorios y el salón tienen paredes con manchas y suelos de terrazo que requieren limpieza o pulido.
  • La terraza tiene una superficie de tela asfáltica que parece funcional, pero el conjunto general del edificio es antiguo.

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad para adquirir esta vivienda luminosa y acogedora, con una distribución óptima que incorpora amplios ventanales para una entrada generosa de luz natural, creando una sensación de amplitud y calidez en cada uno de sus espacios y habitaciones, ubicada en la encantadora localidad de Gironella, en la provincia de Barcelona. Se trata de una vivienda distribuida en salón, 4 habitaciones, 1 baño y cocina. El inmueble dispone también de una terraza de 37 m². El edificio, con ascensor, está localizado a las afueras del Casco Urbano de la localidad. Dispone de buenas conexiones por carretera ya que tiene salida directa a la C-1411a y la C-16 se encuentra a solo 4 minutos en coche. En los alrededores se dispone de servicios como restaurantes, supermercados, farmacias, centro de salud, centros educativos, etc. Gironella dispone de centro de salud con atención primaria y servicios médicos básicos. Ofrece educación infantil, primaria y secundaria. Su comercio local es variado y adecuado al tamaño del municipio. Destaca por su entorno natural y tranquilidad. Está bien comunicada por la C-16, con conexiones por carretera y autobús a núcleos cercanos. No dudes en ponerte en contacto con nosotros. Visita sin compromiso. Más información rellenando el formulario de contacto o por teléfono. Estaremos encantados de atenderte. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

Yes

Terrace

Yes

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7440106DG0574S

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

34/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
Physical state
14/25
Legal liens
7/15
Zone liquidity
4/15

Vivienda de 75.00m² en Gironella a 920€/m² (mediana zona 3269€/m², delta -71.9%). Estado Mejorable. Posesión desconocida. Zona muy_baja, 114 días en mercado.

trending_upStrengths

  • +Descuento del -71.9% frente a la mediana zonal (3269€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Gironella, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-71.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€3,269 /m²
This asset
€920 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-44.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,668 /m²
This asset
€920 /m²
Samples
3726
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€69,000
Transfer tax (ITP) 10% — Cataluña€6,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€77,200
Estimated refurbishment (state: mejorable)€30,000€52,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since8 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Gironella by AI score

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing