AtalayaAtalaya

Calle Vint i Un

Bonavista, Tarragona • Apartment • Ref: #CC4D48C1

€33,900-59% vs area market
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Size

66 m²

Price / m²

€514

Rooms

1

OccupancyVacant
70
Calle Vint i Un — Bonavista, Tarragona
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un aspecto envejecido con algunas manchas y desconchones.
  • •Exterior: Las persianas y ventanas muestran signos de desgaste por el paso del tiempo.

descriptionDescription

Oportunidad sólo para inversores. El activo se encuentra ocupado por persona sin justo título. Debido al estado ocupacional del activo, no se pueden realizar visitas al mismo. Piso de 66 m² en venta en Tarragona. Construido en 1970 tiene una superficie de 66 m² distribuidos en diversas dependencias. Se localiza en el barrio Buenavista con buenas comunicaciones, paradas de autobús próximas y buen acceso rodado a las carreteras N-340 , A-7 y T-11 en pocos minutos. La zona está dotada de equipamiento variado (colegios, centro de salud, farmacias, supermercados, restaurantes, centros deportivos, etc.). Con los servicios de Solvia podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1970

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 66 m² but the cadastre records 76 m² (+15%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8438408CF4583G0004PU
Cadastral area
76 m²
Year built
1970
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 677 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

70/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 66.00m² en Tarragona a 514€/m² (mediana zona 1241€/m², delta -58.6%). Estado Mejorable. Posesión libre. Zona media, stock estancado (675 días).

location_off

Score moderated · working-class neighborhood

The municipal median overstates the real discount in this barrio. We've capped the zone-discount component at 19/30 to avoid surfacing illiquid assets as opportunities.

“LOCATION CONTEXT.neighborhood: Bonavista”

trending_upStrengths

  • +Descuento del -58.6% frente a la mediana zonal (1241€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −675 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Bonavista, Tarragona, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-58.6%Strong opportunity
Scope
Neighbourhood
Zone median
€1,241 /m²
This asset
€514 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-46.6%Strong opportunity
Scope
Postal code
Zone median
€963 /m²
This asset
€514 /m²
Samples
46
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€33,900
Transfer tax (ITP) 10% — Cataluña€3,390
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€38,590
Estimated refurbishment (state: mejorable)€26,500 – €46,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceOct 2024 (677 days)
On Atalaya since28 Aug 2026
Last updated29 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing