AtalayaAtalaya

Av/ Razo

Carballo, A Coruña • Apartment • Ref: #CBC83D66

€160,000
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Size

122 m²

Price / m²

€1,312

Rooms

3

OccupancyVacantDeduced by AI
49
Av/ Razo — Carballo
Photo: Solvia
1 / 11

AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •La fachada del edificio se ve en buen estado, con balcones y ventanas bien conservadas.
  • •El salon presenta una decoracion cuidada, aunque con un estilo que podria considerarse algo dated.
  • •La cocina esta funcional y bien equipada, con muebles y electrodomesticos en buen estado.
  • •Los dormitorios muestran un buen mantenimiento general, con suelos y paredes en condiciones aceptables.

descriptionDescription

Disponible en venta amplia vivienda en el núcleo urbano de Carballo, en la tercera planta de un edificio con ascensor construido en 2004. Destaca por su generosa superficie de 114 m² construidos en los que la zona de día, con vistas a la avenida, está orientada hacia el suroeste garantizando luz natural durante gran parte de la jornada. Distribuida en salón, amplia cocina independiente, 3 dormitorios, 2 baños y cuarto de lavandería. Cuenta con plaza de garaje y trastero en el mismo edificio con acceso peatonal y ascensor. Con todos los servicios básicos necesarios para el día a día en su entorno, es una oportunidad perfecta tanto para vivienda habitual como para inversión para alquilar. Si buscas una vivienda con espacio y comodidades en Carballo, ésta es una excelente opción. Reserva ya tu visita con tu asesor Solvia.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

2004

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
5256105NH2855N0011SU
Cadastral area
128 m²
Year built
2004
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 209 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
1/15

Vivienda de 121.98m² en Carballo a 1312€/m² (mediana zona 1090€/m², delta +20.4%). Buen Estado. Posesión libre. Zona muy_baja, 208 días en mercado.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +IA detectó: Disponible en venta amplia vivienda

warningRisks

  • −Precio +20.4% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Carballo, A Coruña

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+20.4%Above anchor
Scope
Municipality (MITMA)
Zone median
€1,090 /m²
This asset
€1,312 /m²
Samples
57
Period
Q4-2025
Source
MITMA

account_balancevs other bank assets

+90.7%Above anchor
Scope
Province (MITMA)
Zone median
€688 /m²
This asset
€1,312 /m²
Samples
60
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€160,000
Transfer tax (ITP) 9% — Galicia€14,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€560
Estimated total investment€175,960

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2026 (209 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing