AtalayaAtalaya

Calle Buxade, s/n

Berga, Barcelona • Other • Ref: #CB25882B

€1,495-98% vs area market
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Size

60 m²

Price / m²

€24

OccupancyVacant
69
Calle Buxade, s/n — Berga
Photo: aliseda
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Local comercial a la venta situado en el municipio barcelonés de Berga, con acceso a todos los servicios básicos: comercios, supermercados, centros educativos, deportivos y de salud, transporte público, servicios de hostelería y restauración, etc. en Situado en la zona del casco antiguo de la población. *Por seguridad este activo no admite visitas.

Characteristics

Floor

3

Elevator

No

Terrace

No

Parking

No

Year built

1900

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 60 m² but the cadastre records 72 m² (+20%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4823005DG0642S0004UU
Cadastral area
72 m²
Year built
1900
Cadastral use
Storage/parking (residential)

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 5069 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 60.00m² en Berga a 24€/m² (mediana zona 1094€/m², delta %). Estado Pendiente De Análisis Visual. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • −5068 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Berga, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-97.8%Strong opportunity
Scope
Municipality
Zone median
€1,094 /m²
This asset
€24 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-91.8%Strong opportunity
Scope
Postal code
Zone median
€294 /m²
This asset
€24 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€1,495
Transfer tax (ITP) 10% — Cataluña€150
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€2,945

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
21 Jul 2026
€1,710arrow_forward€1,570-8.19%
20 Aug 2026
€1,570arrow_forward€1,495-4.78%

Listing intel

SourceAliseda
On the market sinceOct 2012 (5069 days)
On Atalaya since9 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing