AtalayaAtalaya

Calle Coira , S/n

Teo, A Coruña • House • Ref: #CA920F08

€37,710
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Size

220 m²

Price / m²

€171

Rooms

1

OccupancyUnconfirmed
33
Calle Coira , S/n — Teo
Photo: aliseda

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un aspecto descuidado con suciedad y vegetación creciendo en las paredes y el suelo.
  • •Exterior: El tejado tiene tejas con musgo y suciedad, y la valla de la propiedad está oxidada y en mal estado.
  • •Exterior: El pavimento de la entrada está sucio y con malas hierbas, indicando falta de mantenimiento.

descriptionDescription

Chalet ubicada en Teo, A Coruña, ideal para familias. Con una superficie de 180 m² construidos distribuidos en 1 habitaciones y 1 baños. Se encuentra en una zona residencial de Teo. El entorno ofrece colegios, transporte público y supermercados cercanos, proporcionando una vida cómoda y bien comunicada. Cuenta con fácil acceso a AC-841, AG-59 y EP-8401. Esta propiedad representa una excelente oportunidad tanto para uso residencial como para inversión inmobiliaria. El inmueble se encuentra en una ubicación privilegiada que combina tranquilidad residencial con proximidad a todos los servicios esenciales. La distribución interior permite un aprovechamiento óptimo del espacio, brindando luminosidad y funcionalidad en cada estancia. La zona residencial ofrece un entorno agradable y seguro, ideal para disfrutar de una alta calidad de vida.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1988

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 220 m² but the cadastre records 249 m² (+13%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
001000700NH33C0001UM
Cadastral area
249 m²
Year built
1988
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 925 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

33/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 220.00m² en Teo a 171€/m² (mediana zona 1646€/m², delta -89.6%). Estado Mejorable. Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -89.6% frente a la mediana zonal (1646€/m²)

warningRisks

  • −924 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Teo, A Coruña

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-89.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,646 /m²
This asset
€171 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-75.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€688 /m²
This asset
€171 /m²
Samples
60
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€37,710
Transfer tax (ITP) 9% — Galicia€3,394
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€42,404
Estimated refurbishment (state: mejorable)€88,000 – €154,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
23 May 2026
€43,370arrow_forward€39,595-8.7%
9 Jul 2026
€39,595arrow_forward€37,710-4.76%

Listing intel

SourceAliseda
On the market sinceFeb 2024 (925 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing