AtalayaAtalaya

San José-La Viña

San José, Lorca, Murcia • Apartment • Ref: #C929B113

€169,000
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Size

95 m²

Price / m²

€1,779

Rooms

2

OccupancyVacant
55
San José-La Viña — San José, Lorca
Photo: Solvia
1 / 20

AI visual analysis

Automated analysis · physical condition

20 of 20 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Salon: El salón presenta un buen estado general, con mobiliario moderno y decoración cuidada.
  • •Cocina: La cocina está equipada con electrodomésticos de acero inoxidable y armarios blancos, mostrando un buen mantenimiento.
  • •Suelos: Los suelos de toda la propiedad son de baldosas claras y se ven en buen estado, sin signos de desgaste significativo.

descriptionDescription

Descubre la mejor oferta inmobiliaria en Pisos de Particulares en Lorca con Solvia. La mejor selección de viviendas de segunda mano particular en venta, para que encuentres la casa que estás buscando. Moderno, amplio y luminoso apartamento, a la venta en San José, cerca del famoso parque de San José. La vivienda posee garaje y altas calidades, como paredes lisas y preinstalación de bomba de frío y calor por conductos, carpintería interior moderna y doble acristalamiento. Lo ideal de este aparamento es su gran comodidad de acceso; al ser un bajo, hace esquina, lo que garantiza la iluminación y ventilación cruzada. Además, a pesar de ser un apartamento, con una distribución ejemplar, la cocina es independiente y muy amplia, con galería. En el precio se incluye una plaza de garaje. La ubicación, de ensueño, es en San José, rodeado de parques, colegios y de vías modernas. Grandes oportunidades en venta de viviendas de segunda mano en Lorca con Solvia. Esta publicación se realiza a instancias de un Comercializador de SOLVIA. SOLVIA no participa de la intermediación, ni se responsabiliza de la veracidad de los datos e información publicada a instancias del Comercializador.

Characteristics

Bathrooms

1

Elevator

No

Year built

2009

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
4397005XG1649E0028IK
Cadastral area
91 m²
Year built
2009
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

55/100

Confidence: High

Score breakdown

Zone delta
1/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 95.00m² en Lorca a 1779€/m² (mediana zona 1548€/m², delta +14.9%). Buen Estado. Posesión libre. Zona baja, inventario reciente (58 días).

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Precio +14.9% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

San José, Lorca, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+14.9%Above anchor
Scope
Neighbourhood
Zone median
€1,548 /m²
This asset
€1,779 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+9.5%Above anchor
Scope
Postal code
Zone median
€1,625 /m²
This asset
€1,779 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€169,000
Transfer tax (ITP) 8% — Murcia€13,520
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€592
Estimated total investment€184,112

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2026 (60 days)
On Atalaya since1 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing