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AtalayaAtalaya

Avenida Barcelona

Mont-roig del Camp, TarragonaRetailRef: #C8EAF201

€270,800
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Size

441 m²

Price / m²

€614

OccupancyVacant
69
Avenida Barcelona — Mont-roig del Camp, Mont-roig del Camp
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Fachada: La fachada presenta un aspecto envejecido con la pintura desgastada y algunas manchas.
  • Exterior: Las persianas metálicas de los locales comerciales están cerradas y muestran signos de uso y desgaste.
  • Exterior: Las ventanas de la planta baja tienen marcos de madera que parecen antiguos y cortinas que no permiten ver el interior.

descriptionDescription

Local comercial de 441 m² ubicado en Mont-roig del Camp, Tarragona. Se trata de un local comercial de 441 m² distribuidos en varias dependencias. Cuenta con acceso directo desde la calle, lo que facilita la entrada y salida de clientes y proveedores. El local se encuentra en la Avenida Barcelona, una de las principales arterias del núcleo urbano de Mont-roig del Camp, lo que le otorga una excelente visibilidad y tránsito peatonal y rodado. La zona dispone de buenos accesos a través de la carretera N-340 y la cercana autopista AP-7, lo que permite una rápida conexión tanto con Tarragona como con otras localidades de la Costa Dorada. En cuanto a transporte público, Mont-roig del Camp cuenta con estación de tren (línea R16 de Rodalies Renfe), situada a pocos minutos en coche, y varias líneas de autobús interurbano que comunican con Cambrils, Reus y Tarragona, facilitando el acceso tanto para empleados como para clientes. En el entorno inmediato se encuentran todo tipo de servicios: supermercados, restaurantes, cafeterías, farmacias, centros educativos y oficinas bancarias. Además, a escasos minutos se localizan el CAP Mont-roig (Centro de Atención Primaria) y el Centro de Salud Miami Platja, así como el Polideportivo Municipal y varias instalaciones deportivas. La zona cuenta también con atractivos turísticos como la playa de Mont-roig y el campo de golf Bonmont Terres Noves, ideales para atraer tanto a residentes como a visitantes. Con nuestros servicios podrá encontrar el local comercial que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 441 m² but the cadastre records 722 m² (+64%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6011403CF2461S0001QR
Cadastral area
722 m²
Year built
2007
Cadastral use
Leisure & hospitality

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 440 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
5/15

Local comercial planta calle de 441.00m² en Mont-roig del Camp a 614€/m² (mediana zona 428€/m², delta %). libre. Zona muy_baja, stock estancado (439 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 228 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 439 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mont-roig del Camp, Mont-roig del Camp, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+41.8%Above anchor
Scope
Province (MITMA)
Zone median
€433 /m²
This asset
€614 /m²
Samples
213
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€270,800
Transfer tax (ITP) 10% — Cataluña€27,080
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€948
Estimated total investment€299,828
Estimated refurbishment (state: mejorable)€176,500€308,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2025 (440 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Mont-roig del Camp by AI score

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing