AtalayaAtalaya

Cm Polígono

Mutxamel, Alicante • House • Ref: #C70C9D65

€191,000-53% vs area market
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Size

148 m²

Price / m²

€1,294

Rooms

5

OccupancyVacant
68
Cm Polígono — Mutxamel
Photo: Solvia
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Cocina: Los muebles de cocina están incompletos y la pared de la ventana está sin revestir, mostrando el ladrillo.
  • •Salon: Las paredes del salón presentan desconchones de pintura y la chimenea está sucia.
  • •Dormitorio: Las paredes de los dormitorios tienen pintura desconchada y en algunos casos están a medio pintar o sin revestir.
  • •Exterior: El exterior de la propiedad muestra un patio de tierra y hormigón con vegetación descuidada.

descriptionDescription

Chalet independiente de 147 m² en venta, situado en la localidad de Mutxamel, provincia de Alicante. Construido en 2001, este chalet independiente para reformar está enclavado sobre una parcela de 11883 m² y consta de una sola planta. Cuenta con una superficie de 147 m² y se distribuye en salón-comedor con chimenea, cocina, 5 dormitorios y 2 baños. La vivienda se localiza a 5 km del casco urbano de Mutxamel y está comunicada mediante el acceso viario CV-819. La zona no dispone de equipamiento, disponiendo de estos a unos minutos, como centro de salud, restaurantes, supermercados, colegios, instituto, etc. Con los servicios de Solvia podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

2001

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 147.59 m² but the cadastre records 238 m² (+61%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
03090A005000380000GF
Cadastral area
238 m²
Cadastral use
Agricultural

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 3092 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

68/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 147.59m² en Mutxamel a 1294€/m² (mediana zona 2764€/m², delta -53.2%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -53.2% frente a la mediana zonal (2764€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −3089 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mutxamel, Alicante

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-53.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€2,764 /m²
This asset
€1,294 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+4.4%In line
Scope
Province (MITMA)
Zone median
€1,239 /m²
This asset
€1,294 /m²
Samples
899
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€191,000
Transfer tax (ITP) 10% — Comunitat Valenciana€19,100
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€669
Estimated total investment€211,769

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMar 2018 (3092 days)
On Atalaya since12 May 2026
Last updated29 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing